929 Harbor Dr E, #27, Saint Joseph, MI 49085 Property Records

Berrien County property record for 929 Harbor Dr E, #27, Saint Joseph, MI 49085

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,061 sqft · built 2022
Lot Size	0.044 acres (1,917 sqft)
Owner	Individual Name on Record
Last Sale	$559,000 (Sep 2025)
Tax Bill	$17,303 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2023 Sale & Mortgage
APN	`54-9425-2983-27-0`

Property Details

APN / Parcel Number

Primary APN	`54-9425-2983-27-0`
Alternative APN	`11-54-9425-2983-27-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,061 sqft Living Area
1st Floor Area	1,251 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Lot Area	1,917 sqft (0.044 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	929 HARBOR DR E, 27
City	SAINT JOSEPH
State	MI
Zip	49085-1113
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	CONDO AMENDED ON 10/8/2021 FROM 54-9425-2983-98-0, 76-2983-0098-00-0; UNIT 27 HARBOR VILLAGE AT HARBOR SHORES TOWNHOMES CONDOMINIUM LIBER 0301 PAGE 0250 CONDITIONAL TRANSFER OF PROPERTY PURSUANT TO ACT 425 PF 1984 BETWEEN THE CITIES OF ST. JOSEPH AND
Legal Unit	27
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON HARBOR
Census Block Group	1
Census Block	1030
Census Tract	801

Owner

Source: Berrien County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	17900 ALLEN RD, MELVINDALE, MI 48122-1512
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC
Oct 10, 2023	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Oct 10, 2023 · Amount on Record
Deed Document Number	2025441369
Deed Book / Page	3459 / 2739
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 3, 2023
Property Address	929 HARBOR DR E # 27, 27, SAINT JOSEPH, MI 49085-1113
Document Number	003415/923
Book / Page	3415 / 923
Map Reference	LB 301 PG 263
Instrument Date	Oct 27, 2023
Instrument	2023392241
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	291 WATERS EDGE DR, SAINT JOSEPH, MI 49085-1543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3175 SUNDANCE PATH, STEVENSVILLE, MI 49127-9376

Mortgage

Document Number	2023392242
Date	Nov 3, 2023
Instrument	2023392242

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2033
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	13.6%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 10, 2023
Property Address	929 HARBOR DR E # 27, 27, SAINT JOSEPH, MI 49085-1113
Document Number	03413/3421
Book / Page	3413 / 3421
Map Reference	LB 301 PG 263
Instrument Date	Oct 4, 2023
Instrument	2023390711
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,442.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2050 CELADON DR NE, GRAND RAPIDS, MI 49525-3916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 WATERS EDGE DR, SAINT JOSEPH, MI 49085-1543

Mortgage

Document Number	2023390712
Date	Oct 10, 2023
Instrument	2023390712

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	May 1, 2029

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Benton Harbor City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$274,300 (+427.5%)	$548,600 (+427.5%)
2024	$17,303.00 (+1,436.68%)
2023		$52,000	$104,000
2022	$1,126.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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