923 Harbor Dr E, #26, Saint Joseph, MI 49085 Property Records

Berrien County property record for 923 Harbor Dr E, #26, Saint Joseph, MI 49085

Property Summary

Property Type	Condominium
Details	2,013 sqft · built 2022
Lot Size	0.042 acres (1,873 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Dec 2023)
Tax Bill	$1,113 (2022)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2023 Sale & Mortgage
APN	`54-9425-2983-26-0`

Property Details

APN / Parcel Number

Primary APN	`54-9425-2983-26-0`
Alternative APN	`11-54-9425-2983-26-0`

Interior

Building Area	2,013 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	1,873 sqft (0.042 acres)
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	11-54-9425-2983-26-0
Street Address	923 HARBOR DR E # 26, 26
City	SAINT JOSEPH
State	MI
Zip	49085-1113
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	CONDO AMENDED ON 10/8/2021 FROM 54-9425-2983-98-0, 76-2983-0098-00-0; UNIT 26 HARBOR VILLAGE AT HARBOR SHORES TOWNHOMES
Legal Unit	26
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON HARBOR
Census Block Group	1
Census Block	1030
Census Tract	802

Owner

Source: Berrien County records, as of January 16, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4635 WYNDEMERE LN, FORT WAYNE, IN 46835-4626
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC
Oct 10, 2023	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Oct 10, 2023 · Amount on Record
Deed Document Number	2023395345
Deed Book / Page	3418 / 686
Record Updated	Jun 7, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 28, 2023
Property Address	923 HARBOR DR E # 26, 26, SAINT JOSEPH, MI 49085-1113
Document Number	003418/686
Book / Page	3418 / 686
Map Reference	LB 301 PG 1
Instrument Date	Dec 19, 2023
Instrument	2023395345
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	291 WATERS EDGE DR, SAINT JOSEPH, MI 49085-1543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 WYNDEMERE LN, FORT WAYNE, IN 46835-4626

Mortgage

Document Number	2023395335
Date	Dec 28, 2023
Instrument	2023395335

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2034
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	1-Year CMT
Max Rate	13.3%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 10, 2023
Property Address	923 HARBOR DR E # 26, 26, SAINT JOSEPH, MI 49085-1113
Document Number	03413/3395
Book / Page	3413 / 3395
Map Reference	LB 301 PG 253
Instrument Date	Oct 4, 2023
Instrument	2023390709
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,442.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2050 CELADON DR NE, GRAND RAPIDS, MI 49525-3916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 WATERS EDGE DR, SAINT JOSEPH, MI 49085-1543

Mortgage

Document Number	2023390710
Date	Oct 10, 2023
Instrument	2023390710

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	May 1, 2029

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of May 15, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Benton Harbor City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$68,300	$136,600
2022	$1,113.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Harbor Dr E

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