929 E Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 929 E Main Cross St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,976 sqft · built 1910
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Aug 2024)
Tax Bill$3,522 (2025)
Deeds & MortgagesApr 2026 Mortgage
May 2022 Transfer
Flood ZoneZone AE (high risk)
APN1011-173-02-006.001

Property Details

APN / Parcel Number

Primary APN1011-173-02-006.001
Alternative APN
  • 610001016769

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,976 sqft Living Area
1st Floor Area1,745 sqft
2nd Floor Area1,231 sqft
Upper Floors Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialSlate
Lot Area47,916 sqft (1.1 acres)
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area289 sqft
Deck Area176 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address929 E MAIN CROSS ST
CityFINDLAY
StateOH
Zip45840-6370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N R11 S17 PT W1/2 SW1/4
Legal Range11E
Legal Township01N
Legal Section17
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4013
Census Tract700

Owner

Source: Hancock County records · APN 1011-173-02-006.001

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address929 E MAIN CROSS ST, FINDLAY, OH 45840-6370
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · VA Mortgage
SWIFT HOME LOANS INC
May 04, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 05, 2024 · Amount on Record
Deed SaleAug 05, 2024 · Amount on Record
Prior SaleDec 03, 2001 · Amount on Record
Deed Document Number20245027
Deed Book / Page2612 / 2223
Prior Transfer DateApr 28, 2022
Prior Transfer Doc02594/1067
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Recording DateApr 08, 2026
Property Address929 E MAIN CROSS ST, FINDLAY, OH 45840-6370
Document Number0000002378
Book / Page2628 / 462
Instrument DateMar 31, 2026
Instrument20262378
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address929 E MAIN CROSS ST, FINDLAY, OH 45840-6370

Mortgage

Document Number0000002378,
DateApr 08, 2026
Book Page2628/462
Instrument20262378
Lender
NameSWIFT HOME LOANS INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHANCOCK OH
Recording DateMay 04, 2022
Property Address929 E MAIN CROSS ST, FINDLAY, OH 45840-6370
Document Number02594/1067
Book / Page2594 / 1067
Instrument DateMay 02, 2022
Instrument202200004256
Transaction TypeTransfer
Record UpdatedJun 27, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address929 EAST MAIN CROSS STREET, FINDLAY OHIO, OH

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,522.00 (+17.32%) Homeowner's exemption$114,870 (+35.94%) Land $10,370 Building $104,500$328,200 (+35.93%) Land $29,620 Building $298,580
2024$3,002.00 (+0.23%)$84,500 (+0.39%) Land $7,620 Building $76,880
2023$2,995.00 Homeowner's exemption$84,170 Land $7,620 Building $76,550
2022$241,450 Land $21,780 Building $219,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims125 (1981–2019)
Claims Outside the SFHA11 of 125
Most Recent ClaimApr 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Defiance Holdings
Fixed Wireless
200 / 50
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Amplex Electric.

Based on FCC filings for 255 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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