927 E Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 927 E Main Cross St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,160 sqft · built 1900
Lot Size	1.59 acres (69,435 sqft)
Owner	Individual Name on File
Tax Bill	$1,845 (2025)
Deeds & Mortgages	Oct 2025 Sale
Flood Zone	Zone AE (high risk)
APN	`1011-173-02-005.000`

Property Details

APN / Parcel Number

Primary APN	`1011-173-02-005.000`
Alternative APN	`560000175380`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	1,365 sqft
2nd Floor Area	795 sqft
Basement Area	963 sqft
Unfinished Basement	963 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	69,435 sqft (1.59 acres)
Lot Dimensions	529 ft deep x 93 ft wide
Terrain	Rolling
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	228 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	927 E MAIN CROSS ST
City	FINDLAY
State	OH
Zip	45840-6370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIGGS O L LOT 17 EX PT 75.14X210
Legal Subdivision	BIGGS O L
Legal Lot Number	17
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4013
Census Tract	700

Owner

Source: Hancock County records · APN 1011-173-02-005.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	927 E MAIN CROSS ST, FINDLAY, OH 45840-6370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 1993
Deed Sale	Aug 02, 1993
Prior Sale	Aug 02, 1993
Record Updated	Sep 20, 2026

October 2025: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	HANCOCK OH
Recording Date	Oct 22, 2025
Property Address	927 E MAIN CROSS ST, FINDLAY, OH 45840-6370
Document Number	02623/4518
Book / Page	2623 / 4518
Instrument Date	Oct 01, 2025
Instrument	202500008831
Transaction Type	Transfer
Record Updated	Nov 03, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 E MAIN CROSS ST, FINDLAY, OH 45840-6370

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,845.00 (+4.53%)	$70,340 (+18.2%) Land $11,920 Building $58,420	$200,960 (+18.2%) Land $34,040 Building $166,920
2024	$1,765.00 (-1.45%) Homeowner's exemption Senior Citizen's exemption	$59,510 (-) Land $10,100 Building $49,410
2023	$1,791.00 Homeowner's exemption Senior Citizen's exemption	$59,510 Land $10,100 Building $49,410
2022			$170,020 Land $28,850 Building $141,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	125 (1981–2019)
Claims Outside the SFHA	11 of 125
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Defiance Holdings Fixed Wireless	200 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Electric.

Based on FCC filings for 255 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FINDLAY CITY PWS serves 54,040 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.