929 E Clay St, Whitewater, WI 53190 Property Records

Walworth County property record for 929 E Clay St, Whitewater, WI 53190

Property Summary

Property Type	Commercial
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$529,900 (Nov 2025)
Tax Bill	$6,515 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A 91900001`

Property Details

APN / Parcel Number

Primary APN	`A 91900001`

Exterior

Lot Area	19,166 sqft (0.439 acres)

Location & Zoning

Old Parcel Number	/A91900001
Street Address	929 E CLAY ST
City	WHITEWATER
State	WI
Zip	53190-2116
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1 CERT SURVEY NO. 919 RECORDED IN VOL 4 CS PG 152 WCR. SE 1/4 SW 1/4 SEC 3 T4N R15E. CITY OF WHITEWATER OMITS /WUP-8
Legal Range	15E
Legal Township	04N
Legal Section	03
Legal Subdivision	CERT SURV #919
Legal Lot Number	1
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	2
Census Block	2036
Census Tract	400

Owner

Source: Walworth County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	855 SUGAR MAPLE LN, VERONA, WI 53593-5147
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 19, 2021	Warranty Deed, Transfer · Conventional Mortgage BANCO SERVICES INC
May 31, 2018	Warranty Deed, Transfer FIRST CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Aug 19, 2021 · Amount on Record
Deed Document Number	1120383
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Nov 7, 2025
Property Address	929 E CLAY ST, WHITEWATER, WI 53190-2116
Document Number	0001120383
Map Reference	DOC 45392
Instrument Date	Nov 4, 2025
Instrument	1120383
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, FOUNDERS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,589.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 SUGAR MAPLE LN, VERONA, WI 53593-5147

Mortgage

Document Number	0001120384
Date	Nov 7, 2025
Instrument	1120384

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Aug 19, 2021
Property Address	929 E CLAY ST, WHITEWATER, WI 53190-2116
Document Number	0001044498
Map Reference	DOC 45392
Instrument Date	Aug 13, 2021
Instrument	1044498
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N2W27318 LYLES DR, WAUKESHA, WI 53188-1942
Investor	Possibly a Property Investor

Mortgage

Document Number	0001044499
Date	Aug 19, 2021
Instrument	1044499

Lender

Name	BANCO SERVICES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	May 31, 2018
Property Address	929 E CLAY ST, WHITEWATER, WI 53190-2116
Document Number	0000967985
Map Reference	VOL4 PG152 DOC45392
Instrument Date	May 23, 2018
Instrument	967985
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E MILLS DR, LAKE MILLS, WI 53551-1912

Mortgage

Document Number	0000967986
Date	May 31, 2018
Instrument	967986

Lender

Name	FIRST CITIZENS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,515.00 (+11.31%)	$397,800 (+2.5%) Land $66,900 Building $330,900	$401,130 (-0.31%) Land $67,460 Building $333,670
2024	$5,853.00 (+14.43%)	$388,100 (+30.02%) Land $66,900 Building $321,200	$402,389 (+43.64%) Land $69,363 Building $333,026
2023	$5,115.00 (+5.81%)	$298,500 (+11.26%) Land $66,900 Building $231,600
2022	$4,834.00	$268,300 Land $66,900 Building $201,400	$280,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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