847 E Clay St, Whitewater, WI 53190 Property Records

Walworth County property record for 847 E Clay St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on File
Tax Bill	$3,325 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`EAST 00009`

Property Details

APN / Parcel Number

Primary APN	`EAST 00009`

Exterior

Lot Area	20,909 sqft (0.48 acres)

Location & Zoning

Old Parcel Number	/EAST00009
Street Address	847 E CLAY ST
City	WHITEWATER
State	WI
Zip	53190-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 EAST WILLOWS AS RECORDED IN CAB B SLIDE 184 WCR. LOCATED IN SW 1/4 SW 1/4 SEC 3 T4N R15E. 21000 SQ FT. CITY OF WHITEWAT
Legal Range	15E
Legal Township	04N
Legal Section	03
Legal Subdivision	EAST WILLOWS
Legal Lot Number	9
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	2
Census Block	2036
Census Tract	400

Owner

847 E Clay St is owned by a company that acquired it in October 2015.

Source: Walworth County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	W2862 STATE ROAD 59, WHITEWATER, WI 53190-3039
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FORT COMMUNITY CU
	Deed of Trust, Mortgage
Dec 14, 2021	Deed of Trust, Mortgage FORT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2010
Deed Sale	Nov 24, 2010
Prior Sale	Nov 24, 2010
Deed Document Number	0000803619
Last Transfer Date	Oct 2, 2015
Transfer Doc	0000913089
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	847 E CLAY ST, WHITEWATER, WI 53190-2114
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N9121 OLD HWY P, WHITEWATER, WI 53190-3817

Mortgage

Document Number	0001085064
Date	Sep 27, 2023
Instrument	1085064

Lender

Name	FORT COMMUNITY CU
Type	Credit Union
Address	FORT ATKINSON, WI 53538

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	847 E CLAY ST, WHITEWATER, WI 53190-2114
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	847 E CLAY ST, WHITEWATER, WI 53190-2114
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N9121 OLD HWY P, WHITEWATER, WI 53190-3817

Mortgage

Document Number	0001052688
Date	Dec 14, 2021
Instrument	1052688

Lender

Name	FORT COMMUNITY CU
Type	Credit Union
Address	FORT ATKINSON, WI 53538

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 847 E Clay St was $3,325.

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,325.00	$205,100 Land $53,200 Building $151,900	$206,817 Land $53,645 Building $153,172
2023	$3,011.00 (+1.55%)	$187,600 (+12.34%) Land $53,200 Building $134,400
2022	$2,965.00	$167,000 Land $53,200 Building $113,800	$174,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 847 E Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 847 E Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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