929 Cypress Trl, O Fallon, MO 63368 Property Records

St. Charles County property record for 929 Cypress Trl, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,058 sqft · built 2000
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$257,500 (Aug 2016)
Tax Bill	$5,118 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T001700354`

Property Details

APN / Parcel Number

Primary APN	`T001700354`
Alternative APN	`4-0036-8115-00-0001.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,058 sqft Living Area
Gross Area	4,774 sqft
1st Floor Area	1,762 sqft
Basement Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Patio Area	165 sqft

Location & Zoning

Account Number	T001700354
Street Address	929 CYPRESS TRL
City	O FALLON
State	MO
Zip	63368-8167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED ORCHARD VLG LOT 1
Legal Subdivision	RED ORCHARD VLG
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1003
Census Tract	311153

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	929 CYPRESS TRL, O FALLON, MO 63368-8167
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST COMMUNITY CU
Sep 23, 2021	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Jan 18, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2016 · Amount on Record
Deed Sale	Aug 1, 2016 · Amount on Record
Prior Sale	Jun 12, 2007
Deed Document Number	2016489840
Deed Book / Page	6584 / 1405
Last Transfer Date	Dec 14, 2022
Transfer Doc	0000002105
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	929 CYPRESS TRL, O FALLON, MO 63368-8167
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	NOT AVAILABLE, ETC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 CYPRESS TRL, O FALLON, MO 63368-8167

Mortgage

Document Number	0000061812
Date	Jul 23, 2021
Instrument	2021R-061812

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	929 CYPRESS TRL, O FALLON, MO 63368-8167
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 CYPRESS TRL, O FALLON, MO 63368-8167

Mortgage

Document Number	0000079739
Date	Sep 23, 2021
Instrument	2021R-079739

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 18, 2023
Property Address	929 CYPRESS TRL, O FALLON, MO 63368-8167
Document Number	0000002105
Map Reference	MB 35 PG 272
Instrument Date	Dec 14, 2022
Instrument	2023R-002105
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	929 CYPRESS TRL, O FALLON, MO 63368-8167

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	929 CYPRESS TRL, O FALLON, MO 63368-8167

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,060 (-)	$405,581 (-) Land $72,000 Building $333,581
2025	$5,118.00 (+13.99%)	$77,060 (+7.41%)	$405,581 (+7.41%) Land $72,000 Building $333,581
2023		$71,742 (+17.3%)
2022	$4,490.00	$61,163	$377,588 (+17.3%) Land $58,500 Building $319,088
2021			$321,909 Land $49,500 Building $272,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber, Verizon.

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