925 Cypress Trl, O Fallon, MO 63368 Property Records

St. Charles County property record for 925 Cypress Trl, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,741 sqft · built 2001
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,400 (Oct 2014)
Tax Bill	$5,958 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T001700356`

Property Details

APN / Parcel Number

Primary APN	`T001700356`
Alternative APN	`4-0036-8115-00-0003.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,741 sqft Living Area
Gross Area	5,855 sqft
1st Floor Area	2,087 sqft
Basement Area	1,654 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft
Patio Area	400 sqft

Location & Zoning

Account Number	T001700356
Street Address	925 CYPRESS TRL
City	O FALLON
State	MO
Zip	63368-8167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED ORCHARD VLG LOT 3
Legal Subdivision	RED ORCHARD VLG
Legal Lot Number	3
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1003
Census Tract	311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	925 CYPRESS TRL, O FALLON, MO 63368-8167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Jan 28, 2020	Deed of Trust, Mortgage DAS ACQUISITION
Mar 27, 2017	Deed of Trust, Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2014 · Amount on Record
Deed Sale	Oct 27, 2014 · Amount on Record
Prior Sale	Dec 2, 2005 · Amount on Record
Deed Document Number	2014599550
Deed Book / Page	6259 / 786
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	925 CYPRESS TRL, O FALLON, MO 63368-8167
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 CYPRESS TRL, O FALLON, MO 63368-8167

Mortgage

Document Number	0000044609
Date	Oct 7, 2025
Instrument	2025R-044609

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	925 CYPRESS TRL, O FALLON, MO 63368-8167
Document Number	0072252431
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	925 CYPRESS TRL O FALLON MO 633688167, O FALLON, MO 63368-8167

Mortgage

Document Number	0072252431
Date	Feb 4, 2020
Book Page	007225/002431
Instrument	70770

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	925 CYPRESS TRL, O FALLON, MO 63368-8167
Document Number	0067202367
Book / Page	006720 / 002367
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	925 CYPRESS TRL O FALLON MO 633688167, O FALLON, MO 63368-8167

Mortgage

Document Number	0067202367
Date	Mar 31, 2017
Book Page	006720/002367
Instrument	193940

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,812 (-)	$472,693 (-) Land $72,000 Building $400,693
2025	$5,958.00	$89,812 (+7.47%)	$472,693 (+7.46%) Land $72,000 Building $400,693
2023		$83,573
2022			$439,858 Land $58,500 Building $381,358

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber, Verizon.

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