928 W 2nd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 928 W 2nd St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,568 sqft · built 1910
Lot Size	0.114 acres (4,960 sqft)
Owner	Company Name on File
Last Sale	$20,000 (Mar 2026)
Tax Bill	$1,352 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Mar 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-184-010`

Property Details

APN / Parcel Number

Primary APN	`8913-26-184-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	616 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 16 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	928 W 2ND ST
City	WATERLOO
State	IA
Zip	50701-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITNEYS SUBDIVISION SW 24 FT LOT 6 BLK 9 NE 16 FT SE 100 FT LOT 7 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	WHITNEYS SUBDIVISION
Legal Block	9
Legal Lot Number	6,7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1013
Census Tract	300

Owner

928 W 2nd St is owned by a company that bought it in March 2026.

Source: Black Hawk County records, as of October 22, 2026

Owner of Record	Company Name on File
Mailing Address	600 3RD ST, LA PORTE CITY, IA 50651-1503
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2026	Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CREDIT UNION
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CU
Mar 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANKIOWA
Apr 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEDERMAN BONDING CO
Jul 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	Dec 30, 2022 · Amount on File
Deed Document Number	20262614
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 16, 2026
Property Address	928 W 2ND ST, WATERLOO, IA 50701-2604
Document Number	0000015704
Instrument Date	Oct 16, 2026
Instrument	202615704
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015704,
Date	Oct 16, 2026
Instrument	202615704

Lender

Name	CEDAR FALLS COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 15, 2051

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	928 W 2ND ST, WATERLOO, IA 50701-2604
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202602616
Date	Mar 2, 2026
Instrument	2026-02616

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	123 W 4TH ST, CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	928 W 2ND ST, WATERLOO, IA 50701-2604
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5380 13TH AVE, LA PORTE CITY, IA 50651-9636

Mortgage

Document Number	202200017589
Date	Mar 4, 2022
Instrument	202200017589

Lender

Name	BANKIOWA
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	928 W 2ND ST, WATERLOO, IA 50701-2604
Transaction Type	Mortgage
Record Updated	May 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900015063
Date	Apr 10, 2019
Instrument	201900015063

Lender

Name	LEDERMAN BONDING CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 26, 2018
Property Address	928 W 2ND ST, WATERLOO, IA 50701-2604
Document Number	201900001435
Instrument Date	Jun 7, 2018
Instrument	201900001435
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 50008, STUDIO CITY, CA 91614-5001

Tax Assessment & Valuation

The 2025 property tax bill for 928 W 2nd St was $1,352, up 8.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,352.00 (+8.86%)	$66,260 Land $5,710 Building $60,550	$66,260 Land $5,710 Building $60,550
2024	$1,242.00
2023		$57,290 (+22.99%) Land $5,710 Building $51,580	$57,290 Land $5,710 Building $51,580
2022	$2,031.00 Homeowner's exemption	$46,580 Land $5,710 Building $40,870
2021			$46,580 Land $5,710 Building $40,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 928 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 928 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on W 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures