920 W 2nd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 920 W 2nd St, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,101 sqft · built 1897
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$52,500 (Apr 2005)
Tax Bill$478 (2025)
Flood ZoneZone X (minimal risk)
APN8913-26-184-008

Property Details

APN / Parcel Number

Primary APN8913-26-184-008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,101 sqft Living Area
1st Floor Area364 sqft
Basement Area616 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1897
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area60 sqft
Deck Area200 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address920 W 2ND ST
CityWATERLOO
StateIA
Zip50701-2604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITNEYS SUBDIVISION LOT 5 BLK 9
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionWHITNEYS SUBDIVISION
Legal Block9
Legal Lot Number5
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1013
Census Tract300

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address920 W 2ND ST, WATERLOO, IA 50701-2604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2005 · Amount on Record
Deed SaleApr 18, 2005 · Amount on Record
Deed Document Number200523879
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$478.00 (+17.16%) Homeowner's exemption$48,870 (+14.34%) Land $7,500 Building $41,370$48,870 (+14.34%) Land $7,500 Building $41,370
2024$408.00 (-28.42%)
2023$42,740 (+22.75%) Land $7,500 Building $35,240$42,740 (+22.75%) Land $7,500 Building $35,240
2022$570.00 Homeowner's exemption$34,820 Land $7,500 Building $27,320
2021$34,820 Land $7,500 Building $27,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50

May also be available: AT&T, GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on W 2nd St

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