Chippewa County property record for 928 Pine Needle Dr, Chippewa Falls, WI 54729
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,527 sqft · built 1997 |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Dec 2020) |
| Tax Bill | $3,410 (2025) |
| Deeds & Mortgages | Apr 2019 Refinance Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22908-3223-6443-0108 |
| Primary APN | 22908-3223-6443-0108 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,527 sqft Living Area |
| Basement Area | 840 sqft |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Bi-Level |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Account Number | 211 1969 |
|---|---|
| Street Address | 928 PINE NEEDLE DR |
| City | CHIPPEWA FALLS |
| State | WI |
| Zip | 54729-8896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KORGER HEIGHTS ADDITION LOT 8 BLK 1 |
| Legal Range | 08W |
| Legal Township | 29N |
| Legal Section | 32 |
| Legal Subdivision | KORGER ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | CHIPPEWA FALLS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10500 |
928 Pine Needle Dr is owned and occupied by an individual who bought it in December 2020.
Source: Chippewa County records, as of February 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 928 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER BANK |
| Dec 22, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROYAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on File |
| Deed Sale | Dec 22, 2020 · Amount on File |
| Prior Sale | Aug 25, 2016 · Amount on File |
| Deed Document Number | 911372 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 928 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8896 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000887892 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 887892 |
| Name | CHARTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | May 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Dec 22, 2020 |
| Property Address | 928 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8896 |
| Document Number | 0000911372 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 911372 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 928 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8896 |
| Document Number | 0000911373 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 911373 |
| Name | ROYAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 928 Pine Needle Dr was $3,410 with a homeowner's exemption.
Source: Chippewa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Chippewa Falls City |
| Unified School District | Chippewa Falls Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,410.00 Homeowner's exemption | $164,400 Land $24,700 Building $139,700 | $265,800 |
| 2023 | $2,923.00 Homeowner's exemption | $164,400 Land $24,700 Building $139,700 | $213,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 928 Pine Needle Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1986) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 928 Pine Needle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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