Chippewa County property record for 904 Pine Needle Dr, Chippewa Falls, WI 54729
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,120 sqft · built 1996 |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Sep 2018) |
| Tax Bill | $3,694 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22908-3223-6443-0110 |
| Primary APN | 22908-3223-6443-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Basement Area | 1,104 sqft |
| Year Built | Built 1996 |
|---|---|
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Account Number | 211 1971 |
|---|---|
| Street Address | 904 PINE NEEDLE DR |
| City | CHIPPEWA FALLS |
| State | WI |
| Zip | 54729-8896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KORGER HEIGHTS ADDITION LOT 10 BLK 1 |
| Legal Range | 08W |
| Legal Township | 29N |
| Legal Section | 32 |
| Legal Subdivision | KORGER ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | CHIPPEWA FALLS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10500 |
Source: Chippewa County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 904 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WESTCONSIN CREDIT UNION |
| Sep 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 6, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE & EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2018 · Amount on Record |
| Deed Sale | Sep 6, 2018 · Amount on Record |
| Deed Document Number | 000000881830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 904 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8896 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 915462 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 915462 |
| Name | WESTCONSIN CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 904 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8896 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 906734 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 906734 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Sep 6, 2018 |
| Property Address | 904 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8896 |
| Document Number | 000000881830 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 000000881830 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 904 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8896 |
| Document Number | 000000881831 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 000000881831 |
| Name | AMERICAN MORTGAGE & EQUITY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2048 |
Source: Chippewa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Chippewa Falls City |
| Unified School District | Chippewa Falls Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,694.00 (+11.37%) Homeowner's exemption | $184,800 (-) Land $24,700 Building $160,100 | $286,600 (+19.62%) |
| 2023 | $3,317.00 Homeowner's exemption | $184,800 Land $24,700 Building $160,100 | $239,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1986) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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