928 Peacock's Point Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 928 Peacock's Point Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,749 sqft · built 2020
Lot Size	0.461 acres (20,084 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Sep 2016)
Tax Bill	$17,516 (2025)
Deeds & Mortgages	Apr 2018 Construction Loan Apr 2018 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`C56-000-598-3229-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-3229-5`
Alternative APNs	`00-2S-22-2002-0000-0010` `22S200200200000010`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,749 sqft Living Area
Gross Area	6,263 sqft
1st Floor Area	3,239 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	20,084 sqft (0.461 acres)
Lot Width	123 ft Width
Garage Type	Attached
Garage Area	638 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	642 sqft
Gazebo	Gazebo
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	928 PEACOCKS POINT DR
City	DESTIN
State	FL
Zip	32541-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEACOCKS POINT REPLAT LOT 1
Legal Subdivision	PEACOCKS POINT
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2002
Census Tract	23306

Owner

928 Peacock's Point Dr is owned and occupied by two individuals who bought it in September 2016.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	928 PEACOCKS POINT DR, DESTIN, FL 32541-1664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2018	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
Jan 5, 2021	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Aug 1, 2020	Loan Modification, Mortgage HANCOCK WHITNEY BK
Feb 11, 2020	Loan Modification, Mortgage HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2016 · Amount on File
Deed Sale	Sep 20, 2016 · Amount on File
Prior Sale	Nov 15, 2012 · Amount on File
Deed Document Number	20163090980
Deed Book / Page	3267 / 273
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	928 PEACOCKS POINT DR, DESTIN, FL 32541-1664
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033451894
Date	Apr 11, 2018
Book Page	3345/1894
Instrument	3200111

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	928 PEACOCKS POINT DR, DESTIN, FL 32541-1664
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033441006
Date	Apr 3, 2018
Book Page	3344/1006
Instrument	3198368

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	928 PEACOCKS POINT DR, DESTIN, FL 32541-1664
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 PEACOCKS POINT DR, DESTIN, FL 32541-1664

Mortgage

Document Number	0035162116
Date	Jan 5, 2021
Book Page	3516/2116
Instrument	3419558

Lender

Name	WHITNEY BANK
Type	Bank
Address	PENSACOLA, FL 32504

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 11, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	928 PEACOCKS POINT DR, DESTIN, FL 32541-1664
Document Number	0034904454
Instrument Date	Aug 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 PEACOCKS POINT DR DESTIN FL 325411664, DESTIN, FL 32541-1664

Mortgage

Document Number	0034904454
Date	Sep 10, 2020
Book Page	003490/004454
Instrument	3389887

Lender

Name	HANCOCK WHITNEY BK
Address	PO BOX 2026, FLINT, MI 48501-2026

Agreement

Amount	Amount on Record
Term	336 Months
Due	Sep 9, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	928 PEACOCKS POINT DR, DESTIN, FL 32541-1664
Document Number	0034502320
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	928 PEACOCKS POINT DR DESTIN FL 325411664, DESTIN, FL 32541-1664

Mortgage

Document Number	0034502320
Date	Mar 18, 2020
Book Page	003450/002320
Instrument	3345472

Lender

Name	HANCOCK WHITNEY BK
Address	2285 LAKESHORE DR # 45THFL, NEW ORLEANS, LA 70122-3533

Agreement

Amount	Amount on Record
Term	336 Months
Due	Mar 17, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 928 Peacock's Point Dr was $17,516 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,516.00 Homeowner's exemption	$1,518,050	$2,240,900 Land $685,113 Building $1,555,787
2023	$16,650.00 (+2.18%) Homeowner's exemption	$1,432,298 (+3%)	$2,175,806 (+18.53%) Land $658,763 Building $1,517,043
2022	$16,294.00 Homeowner's exemption	$1,390,581	$1,835,586 Land $570,357 Building $1,265,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 928 Peacock's Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 928 Peacock's Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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