907 Peacock's Point Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 907 Peacock's Point Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 5,371 sqft · built 2015
Lot Size0.425 acres (18,524 sqft)
OwnerIndividual Name on Record
Last Sale$3,550,000 (Jan 2026)
Tax Bill$21,361 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC56-000-598-3233-7

Property Details

APN / Parcel Number

Primary APNC56-000-598-3233-7
Alternative APN
  • 00-2S-22-2002-0000-0050

Interior

Bedrooms5 Beds
Full Baths6 Baths
Stories2 Stories
Building Area5,371 sqft Heated Area
Gross Area7,368 sqft
1st Floor Area3,734 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2015
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area18,524 sqft (0.425 acres)
Lot Width90 ft Width
Garage TypeFinished
Garage Area885 sqft
PorchOpen Porch
Porch Area1,112 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address907 PEACOCKS POINT DR
CityDESTIN
StateFL
Zip32541-1664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEACOCK'S POINT REPLAT LOT 5
Legal Range22
Legal Township02S
Legal SubdivisionPEACOCKS POINT REPLAT
Legal Lot Number5
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2002
Census Tract23306

Owner

Source: Okaloosa County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address907 PEACOCKS POINT DR, DESTIN, FL 32541-1664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Warranty Deed, Transfer · Conventional Mortgage
UBS BANK USA
Mar 15, 2017Warranty Deed, Transfer · ARM
FBT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2026 · Amount on Record
Deed SaleJan 20, 2026 · Amount on Record
Prior SaleMar 15, 2017 · Amount on Record
Deed Document Number3794055
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 20, 2026
Property Address907 PEACOCKS POINT DR, DESTIN, FL 32541-1664
Document Number0003794055
Map ReferenceMB 20 PG 80-81
Instrument DateJan 15, 2026
Instrument3794055
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$24,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 OWENS MILL PL, CANTON, GA 30115-6560

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 PEACOCKS POINT DR, DESTIN, FL 32541-1664

Mortgage

Document Number0003794056
DateJan 20, 2026
Instrument3794056
Lender
NameUBS BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateFeb 1, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10%
IndexSOFR Average 30-Day
Margin3
Max Rate10%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 15, 2017
Property Address907 PEACOCKS POINT DR, DESTIN, FL 32541-1664
Document Number0032910994
Book / Page3291 / 0994
Map ReferenceMB20 PG80-81
Instrument DateMar 14, 2017
Instrument3123194
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address404 KELLY PLANTATION DR UNIT 708, 404, DESTIN, FL 32541-8469

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 PEACOCKS POINT DR, DESTIN, FL 32541-1664

Mortgage

Document Number0003123195
DateMar 15, 2017
Instrument3123195
Lender
NameFBT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateApr 1, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,361.00 (+5.18%) Homeowner's exemption$1,842,719 (+5.99%)$2,457,471 (+2.91%) Land $536,176 Building $1,921,295
2023$20,309.00 (+2.17%) Homeowner's exemption$1,738,627 (+3%)$2,388,079 (+18.81%) Land $515,553 Building $1,872,526
2022$19,878.00 Homeowner's exemption$1,687,987$2,009,927 Land $446,366 Building $1,563,561

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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