Hamilton County property record for 928 Oak Ave, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,106 sqft · built 1948 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Sep 2017) |
| Tax Bill | $3,867 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0006-0184-00 |
| Primary APN | 592-0006-0184-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,106 sqft Living Area |
| Gross Area | 2,954 sqft |
| 1st Floor Area | 1,106 sqft |
| Attic | Attic |
| Attic Area | 924 sqft |
| Basement Area | 924 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 298 ft deep x 47 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 928 OAK AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK AVE 47 X 298.83 IRR PT LOT 265 A L SCOVILL SUB |
| Legal Subdivision | SCOVILL SUB |
| Legal Lot Number | 265 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 22602 |
928 Oak Ave is owned and occupied by two individuals who bought it in September 2017.
Source: Hamilton County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 928 OAK AVE, CINCINNATI, OH 45215-2722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 22, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 14, 2017 | Deed of Trust, Mortgage · Line of Credit NEW FOUNDATION SAVINGS BANK |
| Sep 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2017 · Amount on File |
| Deed Sale | Sep 8, 2017 · Amount on File |
| Prior Sale | Sep 16, 2013 · Amount on File |
| Deed Document Number | 201782352 |
| Prior Transfer Date | May 6, 2005 |
| Prior Transfer Doc | 0000000900 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 928 OAK AVE, CINCINNATI, OH 45215-2722 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000027872 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 14625/872 |
| Instrument | 2022-0027872 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 928 OAK AVE, CINCINNATI, OH 45215-2722 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 928 OAK AVE, CINCINNATI, OH 45215-2722 |
| Document Number | 0000012332 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 14858/55 |
| Instrument | 2023-0012332 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Feb 10, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 928 OAK AVE, CINCINNATI, OH 45215-2722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000073714 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 17-0073714 |
| Name | NEW FOUNDATION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 3, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 8, 2017 |
| Property Address | 928 OAK AVE, CINCINNATI, OH 45215-2722 |
| Document Number | 0000002352 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 17-0082352 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PRODIGY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000002351 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 17-0082351 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 928 Oak Ave was $3,867, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,867.00 (+2.44%) | $63,560 (-) Land $19,740 Building $43,820 | $181,600 Land $56,400 Building $125,200 |
| 2024 | $3,775.00 (+8.48%) | $63,560 (-) Land $19,740 Building $43,820 | |
| 2023 | $3,480.00 (-8.23%) | $63,560 (+13.5%) Land $19,740 Building $43,820 | $181,600 Land $56,400 Building $125,200 |
| 2022 | $3,792.00 Homeowner's exemption | $56,001 Land $14,200 Building $41,801 | |
| 2020 | $160,000 Land $40,570 Building $119,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 928 Oak Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 928 Oak Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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