Hamilton County property record for 904 Oak Ave, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 938 sqft · built 1948 |
| Lot Size | 0.357 acres (15,551 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $318,000 (Nov 2023) |
| Tax Bill | $5,511 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 592-0006-0116-00 |
| Primary APN | 592-0006-0116-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 938 sqft Living Area |
| 1st Floor Area | 938 sqft |
| Attic | Attic |
| Attic Area | 896 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Lot Area | 15,551 sqft (0.357 acres) |
| Lot Dimensions | 294 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 904 OAK AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK ST 53 X 294.40 IRR PT LOT 265 A L SCOVILL SUB |
| Legal Subdivision | A L SCOVILL SUB |
| Legal Lot Number | 265 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 22602 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 904 OAK AVE, CINCINNATI, OH 45215-2722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Oct 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Nov 21, 2023 | Survivorship Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Prior Sale | Aug 5, 2011 · Amount on Record |
| Deed Document Number | 0000082557 |
| Deed Book / Page | 15047 / 612 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 904 OAK AVE, CINCINNATI, OH 45215-2722 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000110253 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 14501/776 |
| Instrument | 2021-0110253 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 904 OAK AVE, CINCINNATI, OH 45215-2722 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000097832 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 14774/690 |
| Instrument | 2022-0097832 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 21, 2023 |
| Property Address | 904 OAK AVE, CINCINNATI, OH 45215-2722 |
| Document Number | 0000082557 |
| Book / Page | 15047 / 612 |
| Map Reference | MB 2 PG 88 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023-0082557 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 904 OAK AVE, CINCINNATI, OH 45215-2722 |
| Document Number | 0000082558 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023-0082558 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,511.00 (+2.34%) | $90,486 (-) Land $21,630 Building $68,856 | |
| 2024 | $5,385.00 (+8.5%) | $90,486 (-) Land $21,630 Building $68,856 | |
| 2023 | $4,963.00 (+47.18%) | $90,486 (+82.08%) Land $21,630 Building $68,856 | $258,530 (+82.08%) Land $61,800 Building $196,730 |
| 2022 | $3,372.00 Homeowner's exemption | $49,697 Land $15,558 Building $34,139 | |
| 2020 | $141,990 Land $44,450 Building $97,540 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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