Berks County property record for 928 N 4th St, Reading, PA 19601
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1.5 ba · 2,563 sqft · built 1912 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,900 (Sep 2018) |
| Tax Bill | $2,089 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5307-50-75-2414 |
| Primary APN | 5307-50-75-2414 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,563 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,178 sqft (0.05 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14066725 |
|---|---|
| Street Address | 928 N 4TH ST |
| City | READING |
| State | PA |
| Zip | 19601-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 75 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
928 N 4th St is owned and occupied by an individual who bought it in September 2018.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 928 N 4TH ST, READING, PA 19601-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit THE VICTORY BANK |
| Sep 12, 2018 | Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on File |
| Deed Sale | Sep 12, 2018 · Amount on File |
| Prior Sale | Jul 24, 2007 · Amount on File |
| Deed Document Number | 201831565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 928 N 4TH ST, READING, PA 19601-2110 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000041893 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 2022041893 |
| Name | THE VICTORY BANK |
|---|---|
| Type | Bank |
| Address | ROYERSFORD, PA 19468 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 12, 2018 |
| Property Address | 928 N 4TH ST, READING, PA 19601-2110 |
| Document Number | 0000031565 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 2018031565 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 928 N 4TH ST, READING, PA 19601-2110 |
| Document Number | 0000031566 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 2018031566 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2026 property tax bill for 928 N 4th St was $2,089.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,089.00 | $74,000 Land $10,200 Building $63,800 | $10,200 Land $10,200 |
| 2024 | $1,959.00 | $74,000 Land $10,200 Building $63,800 | |
| 1994 | $74,000 Land $10,200 Building $63,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 928 N 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 928 N 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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