Chesapeake City property record for 928 Michael Dr, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,164 sqft · built 2019 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Feb 2026) |
| Tax Bill | $4,154 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2026 Sale & Mortgage + 4 more |
| APN | 0254006000940 |
| Primary APN | 0254006000940 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,164 sqft Living Area |
| 1st Floor Area | 725 sqft |
| Upper Floors Area | 974 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,155 sqft (0.83 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 89 sqft |
| Deck Area | 725 sqft |
| Patio Area | 81 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 928 MICHAEL DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-5911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10: RESID |
| Legal Description | 94 BROADMOOR ANNEX |
| Legal Subdivision | BROADMOOR ANNEX |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21403 |
928 Michael Dr is owned and occupied by two individuals who bought it in February 2026.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 928 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2020 | Deed of Trust, Mortgage · VA Mortgage ICONIC MORTGAGE CORP |
| Feb 17, 2026 | Deed, Transfer · VA Mortgage PRESIDENTIAL BANK FSB |
| Apr 20, 2021 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 17, 2020 | Intrafamily Transfer, Transfer · VA Mortgage ICONIC MORTGAGE CORP |
| Sep 24, 2019 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Jan 30, 2019 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2026 · Amount on File |
| Deed Sale | Feb 17, 2026 · Amount on File |
| Prior Sale | Apr 20, 2021 · Amount on File |
| Deed Document Number | 20263798 |
| Deed Book / Page | 10945 / 787 |
| Prior Transfer Date | Jul 9, 2020 |
| Prior Transfer Doc | 10183/352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 928 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010183/356 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 10183/356 |
| Instrument | 200023650 |
| Name | ICONIC MORTGAGE CORP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 17, 2026 |
| Property Address | 928 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Document Number | 010945/787 |
| Book / Page | 10945 / 787 |
| Map Reference | MB 26 PG 82 |
| Instrument Date | Feb 11, 2026 |
| Instrument | 260003798 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | APPOMATTOX TITLE COMPANY INC, APPOMATTOX TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 928 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Document Number | 0260003799 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 260003799 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 20, 2021 |
| Property Address | 928 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Document Number | 10356/296 |
| Book / Page | 10356 / 296 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 210018264 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 928 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Document Number | 210018265 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 210018265 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 17, 2020 |
| Property Address | 928 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Document Number | 10183/352 |
| Book / Page | 10183 / 352 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 200023649 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 928 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Document Number | 10183/356 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 10183/356 |
| Instrument | 200023650 |
| Name | ICONIC MORTGAGE CORP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 24, 2019 |
| Property Address | 928 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Document Number | 10058/1527 |
| Book / Page | 10058 / 1527 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 190025525 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 928 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Document Number | 190025526 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 190025526 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 30, 2019 |
| Property Address | 928 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Document Number | 9983/1950 |
| Book / Page | 9983 / 1950 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 190002272 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 BAYLOR CT STE D, D, CHESAPEAKE, VA 23320-3680 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 928 Michael Dr was $4,154, up 5.9% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,100 (-1.51%) Land $135,000 Building $270,100 | $405,100 (-1.51%) Land $135,000 Building $270,100 | |
| 2025 | $4,154.00 (+5.94%) | $411,300 Land $120,000 Building $291,300 | $411,300 Land $120,000 Building $291,300 |
| 2024 | $3,921.00 | ||
| 2023 | $367,700 (+9.14%) Land $100,000 Building $267,700 | $367,700 (+9.14%) Land $100,000 Building $267,700 | |
| 2022 | $336,900 Land $90,000 Building $246,900 | $336,900 Land $90,000 Building $246,900 | |
| 2019 | $1,710.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 928 Michael Dr; there have been 54 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 76 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 54 (1981–2022) |
| Claims Outside the SFHA | 2 of 54 |
| Most Recent Claim | Feb 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 928 Michael Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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