928 Kimball Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 928 Kimball Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,425 sqft · built 1938
Lot Size	0.14 acres (6,080 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Jan 2026)
Tax Bill	$3,924 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-34-235-015`

Property Details

APN / Parcel Number

Primary APN	`8913-34-235-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,425 sqft Living Area
1st Floor Area	804 sqft
Basement Area	804 sqft
Unfinished Basement	804 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,080 sqft (0.14 acres)
Lot Dimensions	80 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	928 KIMBALL AVE
City	WATERLOO
State	IA
Zip	50702-3641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT PLACE S 32 1/2 FT E 80 FT LOT 11 N 44 FT E 80 FT LOT 12
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	PROSPECT PLACE
Legal Lot Number	11,12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4004
Census Tract	1400

Owner

928 Kimball Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Black Hawk County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	928 KIMBALL AVE, WATERLOO, IA 50702-3641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 18, 2021	Warranty Deed, Transfer TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Prior Sale	May 18, 2021 · Amount on File
Deed Document Number	20261178
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 27, 2026
Property Address	928 KIMBALL AVE, WATERLOO, IA 50702-3641
Document Number	0202601178
Instrument Date	Jan 23, 2026
Instrument	2026-01178
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	928 KIMBALL AVE, WATERLOO, IA 50702-3641

Mortgage

Document Number	0202601179
Date	Jan 27, 2026
Instrument	2026-01179

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	928 KIMBALL AVE, WATERLOO, IA 50702-3641
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800009622
Date	Dec 4, 2017
Instrument	2018-00009622

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 29, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 18, 2021
Property Address	928 KIMBALL AVE, WATERLOO, IA 50702-3641
Document Number	202100024355
Instrument Date	May 3, 2021
Instrument	202100024355
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 KIMBALL AVE, WATERLOO, IA 50702-3641

Tax Assessment & Valuation

The 2025 property tax bill for 928 Kimball Ave was $3,924 with a homeowner's exemption, up 18.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,924.00 (+18.55%) Homeowner's exemption	$203,170 Land $23,100 Building $180,070	$203,170 Land $23,100 Building $180,070
2024	$3,310.00
2023		$162,760 (+14.22%) Land $23,100 Building $139,660	$162,760 Land $23,100 Building $139,660
2022	$2,934.00 Homeowner's exemption	$142,500 Land $23,100 Building $119,400
2021			$142,500 Land $23,100 Building $119,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 928 Kimball Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 928 Kimball Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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