1011 Kimball Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1011 Kimball Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,442 sqft · built 1942
Lot Size	0.186 acres (8,092 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Apr 2025)
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Apr 2025 Second Mortgage Apr 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-109-030`

Property Details

APN / Parcel Number

Primary APN	`8913-35-109-030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	928 sqft
Attic	Attic
Attic Area	418 sqft
Basement Area	928 sqft
Finished Basement	750 sqft
Unfinished Basement	928 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,092 sqft (0.186 acres)
Lot Dimensions	119 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1011 KIMBALL AVE
City	WATERLOO
State	IA
Zip	50702-3642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLAWN ADDITION LOT 2 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	WESTLAWN ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1022
Census Tract	1100

Owner

1011 Kimball Ave is owned and occupied by two individuals who bought it in April 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1011 KIMBALL AVE, WATERLOO, IA 50702-3642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Apr 8, 2025	Deed, Transfer · Conventional Mortgage GREENSTATE CU
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK
Jan 21, 2021	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK
Apr 3, 2017	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2025 · Amount on File
Deed Sale	Apr 8, 2025 · Amount on File
Prior Sale	Oct 2, 2024 · Amount on File
Deed Document Number	20254589
Prior Transfer Date	Jan 11, 2021
Prior Transfer Doc	0000015357
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1011 KIMBALL AVE, WATERLOO, IA 50702-3642
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202504591
Date	Apr 8, 2025
Instrument	2025-04591

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2040

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 8, 2025
Property Address	1011 KIMBALL AVE, WATERLOO, IA 50702-3642
Document Number	0202504589
Instrument Date	Mar 13, 2025
Instrument	2025-04589
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1011 KIMBALL AVE, WATERLOO, IA 50702-3642

Mortgage

Document Number	0202504590
Date	Apr 8, 2025
Instrument	2025-04590

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 2, 2023
Property Address	1011 KIMBALL AVE, WATERLOO, IA 50702-3642
Document Number	202400004465
Instrument Date	Sep 20, 2023
Instrument	202400004465
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 KIMBALL AVE, WATERLOO, IA 50702-3642

Mortgage

Document Number	202400004466
Date	Oct 2, 2023
Instrument	202400004466

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 21, 2021
Property Address	1011 KIMBALL AVE, WATERLOO, IA 50702-3642
Document Number	202100015357
Instrument Date	Jan 11, 2021
Instrument	202100015357
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 KIMBALL AVE, WATERLOO, IA 50702-3642

Mortgage

Document Number	202100015358
Date	Jan 21, 2021
Instrument	202100015358

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 3, 2017
Property Address	1011 KIMBALL AVE, WATERLOO, IA 50702-3642
Document Number	201700017028
Instrument Date	Mar 31, 2017
Instrument	2017-00017028
Transaction Type	Transfer
Record Updated	Apr 18, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 KIMBALL AVE, WATERLOO, IA 50702-3642

Mortgage

Document Number	201700017029
Date	Apr 3, 2017
Instrument	2017-00017029

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1011 Kimball Ave was $2,904, down 5.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,904.00 (-5.16%)	$153,150 Land $21,000 Building $132,150	$153,150 Land $21,000 Building $132,150
2024	$3,062.00
2023		$141,140 (+25.69%) Land $21,000 Building $120,140	$141,140 Land $21,000 Building $120,140
2022	$2,466.00	$112,290 Land $21,000 Building $91,290
2021			$112,290 Land $21,000 Building $91,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 Kimball Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1011 Kimball Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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