928 James St, Plainwell, MI 49080 Property Records

Allegan County property record for 928 James St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 976 sqft · built 1955
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Feb 2024)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-120-011-00`

Property Details

APN / Parcel Number

Primary APN	`08-120-011-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	976 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	177 ft deep x 178 ft wide
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	928 JAMES ST
City	PLAINWELL
State	MI
Zip	49080-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 11 BEARDSLEY'S ASSESSOR'S PLAT SEC 29 T1N R11W. (69).
Legal Range	11W
Legal Township	01N
Legal Section	29
Legal Subdivision	BEARDSLEYS ASSRS GUN PLAIN TOW
Legal Lot Number	11
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	2
Census Block	2018
Census Tract	32100

Owner

Source: Allegan County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	928 JAMES ST, PLAINWELL, MI 49080-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Deed Document Number	20242034
Deed Book / Page	4921 / 93
Prior Transfer Date	Mar 26, 2012
Prior Transfer Doc	003603/369
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 16, 2024
Property Address	928 JAMES ST, PLAINWELL, MI 49080-1816
Document Number	0004921/93
Book / Page	4921 / 93
Map Reference	LB 10 PG 51&52
Instrument Date	Feb 2, 2024
Instrument	2024002034
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	NEXT DOOR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$963.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	928 JAMES ST, PLAINWELL, MI 49080-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 N PRATT LAKE DR, SHELBYVILLE, MI 49344-9778

Mortgage

Document Number	2024002035
Date	Feb 16, 2024
Instrument	2024002035

Lender

Name	MY CITY HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,000 (+11.28%) Land $23,400 Building $49,600	$146,000 (+11.28%) Land $46,800 Building $99,200
2025	$2,356.00 (+47.43%) Homeowner's exemption	$65,600 (+23.31%) Land $17,100 Building $48,500	$131,200 (+23.31%) Land $34,200 Building $97,000
2024	$1,598.00 (+9.45%)
2023		$53,200 Land $11,100 Building $42,100	$106,400 Land $22,200 Building $84,200
2022	$1,460.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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