916 James St, Plainwell, MI 49080 Property Records

Allegan County property record for 916 James St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,278 sqft · built 1950
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$231,000 (May 2026)
Tax Bill	$1,771 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-120-014-00`

Property Details

APN / Parcel Number

Primary APN	`08-120-014-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	177 ft deep x 150 ft wide
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	916 JAMES ST
City	PLAINWELL
State	MI
Zip	49080-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 14 BEARDSLEY'S ASSESSOR'S PLAT SEC 29 T1N R11W. (69).
Legal Range	11W
Legal Township	01N
Legal Section	29
Legal Subdivision	BEARDSLEYS ASSRS GUN PLAIN TOW
Legal Lot Number	14
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	2
Census Block	2018
Census Tract	32100

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	916 JAMES ST, PLAINWELL, MI 49080-1816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Apr 27, 2023	Intrafamily Transfer, Transfer
Apr 10, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Deed Document Number	20268596
Deed Book / Page	5140 / 593
Prior Transfer Date	Apr 20, 2023
Prior Transfer Doc	004852/207
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 22, 2026
Property Address	916 JAMES ST, PLAINWELL, MI 49080-1816
Document Number	0000008596
Book / Page	5140 / 593
Instrument Date	May 8, 2026
Instrument	20268596
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200,646.60
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	916 JAMES ST, PLAINWELL, MI 49080-1816

Mortgage

Document Number	0000008597,
Date	May 22, 2026
Book Page	5140/596
Instrument	20268597

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Apr 27, 2023
Property Address	916 JAMES ST, PLAINWELL, MI 49080-1816
Document Number	004852/207
Book / Page	4852 / 207
Instrument Date	Apr 20, 2023
Instrument	2023006083
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 JAMES ST, PLAINWELL, MI 49080-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 JAMES ST, PLAINWELL, MI 49080-1816

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Apr 10, 2023
Property Address	916 JAMES ST, PLAINWELL, MI 49080-1816
Document Number	004847/400
Book / Page	4847 / 400
Instrument Date	Mar 28, 2023
Instrument	2023004621
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 JAMES ST, PLAINWELL, MI 49080-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6300 COPPER VALLEY CT NE, ADA, MI 49301-8707

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,900 (+5.76%) Land $19,800 Building $94,100	$227,800 (+5.76%) Land $39,600 Building $188,200
2025	$1,771.00 (+2.49%) Homeowner's exemption	$107,700 (+30.86%) Land $14,500 Building $93,200	$215,400 (+30.86%) Land $29,000 Building $186,400
2024	$1,728.00 (+9.51%)
2023		$82,300 Land $9,400 Building $72,900	$164,600 Land $18,800 Building $145,800
2022	$1,578.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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