928 Emerald Dr, Desoto, TX 75115 Property Records

Dallas County property record for 928 Emerald Dr, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,565 sqft · built 2016
Lot Size	0.55 acres (23,954 sqft)
Owner	2 Individual Names on Record
Tax Bill	$17,556 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200322700B00300`

Property Details

APN / Parcel Number

Primary APN	`200322700B00300`
Alternative APN	`20-03227-00B-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,565 sqft Living Area
1st Floor Area	4,565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,954 sqft (0.55 acres)
Garage Type	Attached
Garage Area	1,295 sqft
Parking Spaces	5 Parking Spaces
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	200322700B00300
Street Address	928 EMERALD DR
City	DESOTO
State	TX
Zip	75115-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z312
Legal Description	EAGLE POINT ESTATES BLK B LT 3 INT201600061415 DD03042016 CO-DC 0322700B00300 4CS0322700B
Legal Subdivision	EAGLE POINT ESTATES
Legal Tract	3227
Legal Block	B
Legal Lot Number	3
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2032
Census Tract	16617

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	928 EMERALD DR, DESOTO, TX 75115-2856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENDERA FUNDING INC
Mar 30, 2017	Deed of Trust, Mortgage ACHIEVA MTG FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2016
Deed Sale	Mar 7, 2016
Deed Document Number	201661415
Prior Transfer Date	Nov 19, 2008
Prior Transfer Doc	0000035518
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	928 EMERALD DR, DESOTO, TX 75115-2856
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700096558
Date	Apr 6, 2017
Instrument	201700096558

Lender

Name	CENDERA FUNDING INC
Type	Lending Institution
Address	FORT WORTH, TX 76116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	928 EMERALD DR, DESOTO, TX 75115-2856
Document Number	0000096559
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	928 EMERALD DR DESOTO TX 751152856, DESOTO, TX 75115-2856

Mortgage

Document Number	0000096559
Date	Apr 6, 2017
Instrument	96559

Lender

Name	ACHIEVA MTG FNDG
Type	Mortgage Company
Address	ROCKWALL, TX 75087

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2032

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$941,260 (+14.16%) Land $165,000 Building $776,260	$941,260 (+14.16%) Land $165,000 Building $776,260
2025	$17,556.00 (+4%) Homeowner's exemption Additional exemption filed	$824,480 (-) Land $140,000 Building $684,480	$824,480 (-) Land $140,000 Building $684,480
2024	$16,880.00 (+6%)
2023	$15,924.00 (-8.69%) Homeowner's exemption	$824,480 Land $125,000 Building $699,480	$824,480 Land $125,000 Building $699,480
2022	$17,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Nextlink, Verizon.

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