924 Emerald Dr, Desoto, TX 75115 Property Records

Dallas County property record for 924 Emerald Dr, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,138 sqft · built 2021
Lot Size	0.657 acres (28,603 sqft)
Owner	Individual Name on Record
Tax Bill	$15,148 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2021 Construction Loan + 7 more
Flood Zone	Zone X (minimal risk)
APN	`200322700B00400`

Property Details

APN / Parcel Number

Primary APN	`200322700B00400`
Alternative APN	`20-03227-00B-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,138 sqft Living Area
1st Floor Area	3,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	28,603 sqft (0.657 acres)
Garage Type	Attached
Garage Area	956 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	200322700B00400
Street Address	924 EMERALD DR
City	DESOTO
State	TX
Zip	75115-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z312
Legal Description	EAGLE POINT ESTATES BLK B LT 4 INT202000158496 DD06182020 CO-DC 0322700B00400 4CS0322700B
Legal Subdivision	EAGLE POINT ESTATES
Legal Tract	3227
Legal Block	B
Legal Lot Number	4
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2032
Census Tract	16617

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	924 EMERALD DR, DESOTO, TX 75115-2856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITY BANK
Jan 25, 2021	Deed of Trust, Mortgage · Construction Mortgage CITY BANK
Apr 26, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Apr 26, 2021	Deed of Trust, Mortgage · Construction Mortgage UNITED STATES OF AMERICA
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY BANK
Jun 19, 2020	Warranty Deed, Transfer STEWART TITLE
Jul 1, 2019	Loan Modification, Mortgage FIRST FNDG INVS
Jun 28, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST FNDG INVS
May 25, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CONSORTIUM B INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020
Deed Sale	Jun 19, 2020
Prior Sale	Nov 9, 2016
Deed Document Number	2020158496
Last Transfer Date	Dec 18, 2020
Transfer Doc	0000366736
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	924 EMERALD DR, DESOTO, TX 75115-2856
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 EMERALD DR, DESOTO, TX 75115-2856

Mortgage

Document Number	0000243063
Date	Dec 1, 2023
Instrument	202300243063

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	924 EMERALD DR, DESOTO, TX 75115-2856
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	STATE TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4948 ROCKPORT DR, DALLAS, TX 75232-1334

Mortgage

Document Number	0000020996
Date	Jan 25, 2021
Instrument	202100020996

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 22, 2022

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	924 EMERALD DR, DESOTO, TX 75115-2856
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121035
Date	Apr 26, 2021
Instrument	202100121035

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	924 EMERALD DR, DESOTO, TX 75115-2856
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2466 EQUESTRIAN LOOP S, SALEM, OR 97302-2355

Mortgage

Document Number	0000121034
Date	Apr 26, 2021
Instrument	202100121034

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SOUTHLAKE, TX 76092

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	924 EMERALD DR, DESOTO, TX 75115-2856
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324588
Date	Oct 28, 2021
Instrument	202100324588

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Jun 19, 2020
Property Address	924 EMERALD DR, DESOTO, TX 75115-2856
Document Number	0000158496
Instrument Date	Jun 18, 2020
Instrument	158496
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 SHASTA ELDRIDGE DESOTO TX 75115, DESOTO, TX 75115

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	924 EMERALD DR, DESOTO, TX 75115-2856
Document Number	0000225808
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	924 EMERALD DR DESOTO TX 751152856, DESOTO, TX 75115-2856

Mortgage

Document Number	0000225808
Date	Aug 26, 2019
Instrument	225808

Lender

Name	FIRST FNDG INVS
Type	Funding / Finance Company
Address	BEDFORD, TX 76021

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 25, 2020

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DALLAS TX
Recording Date	Jun 28, 2018
Property Address	924 EMERALD DR, DESOTO, TX 75115-2856
Instrument Date	Jun 8, 2018
Instrument	171949
Transaction Type	Construction Loan
Record Updated	Jul 16, 2018
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	610 UPTOWN BLVD #2000 CEDAR HILL TX 751043528, 2000, CEDAR HILL, TX 75104-3528

Mortgage

Document Number	0000171949
Date	Jun 28, 2018
Instrument	171949

Lender

Name	FIRST FNDG INVS
Type	Funding / Finance Company
Address	BEDFORD, TX 76021

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 27, 2019

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DALLAS TX
Recording Date	May 25, 2018
Property Address	924 EMERALD DR, DESOTO, TX 75115-2856
Instrument Date	May 23, 2018
Instrument	138599
Transaction Type	Construction Loan
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3578 CEDAR HILL TX 751063578, CEDAR HILL, TX 75106-3578

Mortgage

Document Number	0000138599
Date	May 25, 2018
Instrument	138599

Lender

Name	CONSORTIUM B INC
Address	1075 GRIFFIN ST W, DALLAS, TX 75215-1026

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 24, 2019

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$825,000 (+17.32%) Land $206,250 Building $618,750	$825,000 (+17.32%) Land $206,250 Building $618,750
2025		$703,200 (+4.55%) Land $175,000 Building $528,200	$703,200 (+4.55%) Land $175,000 Building $528,200
2024	$15,148.00 (-2.21%)
2023	$15,490.00 (-8.95%)	$672,580 Land $156,250 Building $516,330	$672,580 Land $156,250 Building $516,330
2022	$17,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Nextlink, Verizon.

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