928 Black Hawk Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 928 Black Hawk Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 836 sqft · built 1964
Lot Size	0.197 acres (8,580 sqft)
Owner	Individual Name on File
Tax Bill	$2,462 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`8913-27-151-029`

Property Details

APN / Parcel Number

Primary APN	`8913-27-151-029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	836 sqft Living Area
1st Floor Area	836 sqft
Basement Area	836 sqft
Finished Basement	300 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,580 sqft (0.197 acres)
Lot Dimensions	130 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	928 BLACK HAWK RD
City	WATERLOO
State	IA
Zip	50701-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUD PLAT OF PART OF MEADOWDALE S 130 FT E 1/2 LOT 13
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	AUD PLAT OF PART OF MEADOWDALE
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2035
Census Tract	1502

Owner

928 Black Hawk Rd is owned and occupied by an individual.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	928 BLACK HAWK RD, WATERLOO, IA 50701-2415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CEDAR FALLS COMMUNITY CU
Oct 30, 2017	Warranty Deed, Transfer · Conventional Mortgage PREMIER LENDING ALLIANCE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	928 BLACK HAWK RD, WATERLOO, IA 50701-2415
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100019644
Date	Mar 19, 2021
Instrument	202100019644

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 30, 2017
Property Address	928 BLACK HAWK RD, WATERLOO, IA 50701-2415
Document Number	201800007576
Instrument Date	Nov 25, 2015
Instrument	201800007576
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	928 BLACK HAWK RD, 928, WATERLOO, IA 50701-2415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 BLACK HAWK RD, WATERLOO, IA 50701-2415

Mortgage

Document Number	201800007577
Date	Oct 30, 2017
Instrument	2018-00007577

Lender

Name	PREMIER LENDING ALLIANCE
Type	Lending Institution
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 928 Black Hawk Rd was $2,462 with a homeowner's exemption, up 14.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,462.00 (+14.19%) Homeowner's exemption	$131,560 Land $21,020 Building $110,540	$131,560 Land $21,020 Building $110,540
2024	$2,156.00
2023		$109,570 (+25.19%) Land $21,020 Building $88,550	$109,570 Land $21,020 Building $88,550
2022	$1,728.00 Homeowner's exemption	$87,520 Land $21,020 Building $66,500
2021			$87,520 Land $21,020 Building $66,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 928 Black Hawk Rd in Zone X, where a levee reduces flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 928 Black Hawk Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile, Waterloo Fiber.

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