910 Black Hawk Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 910 Black Hawk Rd, Waterloo, IA 50701

Property Summary

Property Type	Quadplex
Details	10 bd · 1 ba · 6,488 sqft · built 1934
Lot Size	0.977 acres (42,570 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Jan 2014)
Tax Bill	$10,232 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Jan 2014 Foreclosure
Flood Zone	Zone X (reduced by levee)
APN	`8913-27-151-027`

Property Details

APN / Parcel Number

Primary APN	`8913-27-151-027`

Interior

Bedrooms	10 Beds
Full Baths	1 Bath
Total Rooms	28 Rooms
Units	10 Units
Stories	1 Story
Building Area	6,488 sqft Total Area
1st Floor Area	1,024 sqft
Basement Area	1,788 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Quadruplex
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,570 sqft (0.977 acres)
Lot Dimensions	323 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	1,476 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	632 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	910 BLACK HAWK RD
City	WATERLOO
State	IA
Zip	50701-2423
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	AUD PLAT OF PART OF MEADOWDALE WLOO LOT 15
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	AUD PLAT OF PART OF MEADOWDALE
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2035
Census Tract	1502

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11739 GRACES WAY, CLERMONT, FL 34711-6318
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Jan 3, 2014	Legal Action/Court Order, Foreclosure · Line of Credit CEDAR RAPIDS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2014 · Amount on Record
Deed Sale	Jan 3, 2014 · Amount on Record
Deed Document Number	201413220
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	910 BLACK HAWK RD, WATERLOO, IA 50701-2423
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100003639
Date	Aug 19, 2020
Instrument	202100003639

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

January 2014: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 3, 2014
Property Address	910 BLACK HAWK RD, WATERLOO, IA 50701-2423
Document Number	2014013220
Instrument Date	Dec 31, 2013
Instrument	2014013220
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2036 CASTLE ST, WATERLOO, IA 50701-1616

Mortgage

Document Number	2014013221
Date	Jan 3, 2014
Instrument	2014013221

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,232.00 (+50.91%)	$501,310 (+58.16%) Land $41,530 Building $459,780	$501,310 (+58.16%) Land $41,530 Building $459,780
2024	$6,780.00 (+66.1%)
2023		$316,960 (+62.73%) Land $41,530 Building $275,430	$316,960 (+62.73%) Land $41,530 Building $275,430
2022	$4,082.00 Homeowner's exemption	$194,780 Land $23,960 Building $170,820
2021			$194,780 Land $23,960 Building $170,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile, Waterloo Fiber.

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