9273 Baldwin Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9273 Baldwin Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,616 sqft · built 1962
Lot Size	18.5 acres (805,860 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Feb 2018)
Tax Bill	$4,884 (2024)
Deeds & Mortgages	Sep 2025 Second Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-34-100-012`

Property Details

APN / Parcel Number

Primary APN	`10-34-100-012`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,616 sqft Living Area

Exterior

Year Built	Built 1962
Architectural Style	Ranch
Foundation Type	Raised
Lot Area	805,860 sqft (18.5 acres)
Garage Area	2,064 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1034100012
Street Address	9273 BALDWIN RD
City	GAINES
State	MI
Zip	48436-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	A PARCEL OF LAND BEG N 88 DEG 32 MIN 11 SEC W 60 FT FROM N 1/4 COR OF SEC TH S 0 DEG 12 MIN 16 SEC W 1322.56 FT TH N 88 DEG
Legal Range	05E
Legal Township	06N
Legal Section	34
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2048
Census Tract	12801

Owner

Source: Genesee County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9273 BALDWIN RD, GAINES, MI 48436-9719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Apr 27, 2020	Deed of Trust, Mortgage · Conventional with PMI TEAM ONE CU
Feb 27, 2018	Warranty Deed, Transfer · Conventional with PMI TEAM ONE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2018 · Amount on Record
Deed Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	201802270009978
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9273 BALDWIN RD, GAINES, MI 48436-9719
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9273 BALDWIN RD, GAINES, MI 48436-9719

Mortgage

Document Number	0000013730
Date	Sep 25, 2025
Instrument	202509250013730

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9273 BALDWIN RD, GAINES, MI 48436-9719
Document Number	0000033858
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9273 BALDWIN RD GAINES MI 484369719, GAINES, MI 48436-9719

Mortgage

Document Number	0000033858
Date	May 4, 2020
Instrument	33858

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 3, 2040

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 27, 2018
Property Address	9273 BALDWIN RD, GAINES, MI 48436-9719
Document Number	0000009978
Instrument Date	Feb 15, 2018
Instrument	9978
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,021.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12376 W REID RD DURAND MI 484299300, DURAND, MI 48429-9300

Mortgage

Document Number	9979
Date	Feb 27, 2018
Instrument	9979

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,300 (+19.39%)	$370,600 (+19.39%)
2024	$4,884.00 (+46.84%)
2023		$155,200	$310,400
2019	$3,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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