9218 Baldwin Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9218 Baldwin Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,160 sqft · built 1976
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Aug 2015)
Tax Bill	$823 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-27-400-004`

Property Details

APN / Parcel Number

Primary APN	`10-27-400-004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,160 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Lot Area	39,204 sqft (0.9 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9218 BALDWIN RD
City	GAINES
State	MI
Zip	48436-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	A PARCEL OF LAND BEG S 89 DEG 41 MIN 14 SEC W 2097.31 FT FROM SE COR OF SEC TH S 89 DEG 41 MIN 14 SEC W 130 FT TH N 0 DEG 58
Legal Range	05E
Legal Township	06N
Legal Section	27
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2019
Census Tract	12801

Owner

Source: Genesee County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9218 BALDWIN RD, GAINES, MI 48436-9719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 30, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2015 · Amount on Record
Deed Sale	Aug 25, 2015 · Amount on Record
Prior Sale	Jun 16, 2012 · Amount on Record
Deed Document Number	201566437
Prior Transfer Date	May 3, 2013
Prior Transfer Doc	0000082656
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Jul 31, 2026
Property Address	9218 BALDWIN RD, GAINES, MI 48436-9719
Document Number	0000045342
Instrument Date	Jul 27, 2026
Instrument	202645342
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9218 BALDWIN RD, GAINES, MI 48436-9719

Mortgage

Document Number	0000045342,
Date	Jul 31, 2026
Instrument	202645342

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9218 BALDWIN RD, GAINES, MI 48436-9719
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102110010544
Date	Feb 11, 2021
Instrument	202102110010544

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Feb 1, 2033

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9218 BALDWIN RD, GAINES, MI 48436-9719
Document Number	0000070087
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9218 BALDWIN RD GAINES MI 484369719, GAINES, MI 48436-9719

Mortgage

Document Number	0000070087
Date	Jun 5, 2018
Instrument	70087

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 4, 2033

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$823.00 (-68.36%) Homeowner's exemption	$92,800 (+6.91%)	$185,600 (+6.91%)
2024	$2,601.00 (+39.31%)
2023		$86,800	$173,600
2019	$1,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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