927 Waialae Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 927 Waialae Cir NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,989 sqft · built 1973
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$249,500 (May 2017)
Tax Bill$3,675 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-37-28-JO-13-8

Property Details

APN / Parcel Number

Primary APN28-37-28-JO-13-8
Alternative APNs
  • 28-37-28-JO-00013.0-0008.00
  • 2836289

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,989 sqft Living Area
Gross Area2,711 sqft
1st Floor Area1,989 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area584 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area138 sqft
Deck Area660 sqft
Patio Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2836289
Street Address927 WAIALAE CIR NE
CityPALM BAY
StateFL
Zip32905-4411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionPORT MALABAR COUNTRY CLUB UNIT 2 LOT 8 BLK 13
Legal Range37E
Legal Township28S
Legal Section28
Legal SubdivisionPORT MALABAR COUNTRY CLUB UNIT 2
Legal Block13
Legal Lot Number8
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group2
Census Block2002
Census Tract65130

Owner

927 Waialae Cir NE is owned and occupied by an individual who bought it in May 2017.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address927 WAIALAE CIR NE, PALM BAY, FL 32905-4411
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jun 15, 2020Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Aug 1, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 22, 2017Warranty Deed, Transfer · FHA Mortgage
MORTGAGE FIRM

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2017 · Amount on File
Deed SaleMay 22, 2017 · Amount on File
Prior SaleAug 26, 2015 · Amount on File
Deed Document Number2017106875
Prior Transfer DateApr 8, 1996
Prior Transfer Doc3560002968
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address927 WAIALAE CIR NE, PALM BAY, FL 32905-4411
Document Number0087940222
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address927 WAIALAE CIR NE PALM BAY FL 329054411, PALM BAY, FL 32905-4411

Mortgage

Document Number0087940222
DateJul 14, 2020
Book Page008794/000222
Instrument149159
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 13, 2050

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address927 WAIALAE CIR NE, PALM BAY, FL 32905-4411
Document Number0088672525
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedOct 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address927 WAIALAE CIR NE PALM BAY FL 329054411, PALM BAY, FL 32905-4411

Mortgage

Document Number0088672525
DateSep 28, 2020
Book Page008867/002525
Instrument210848
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 27, 2050
Interest
Rate3.75%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address927 WAIALAE CIR NE, PALM BAY, FL 32905-4411
Document Number0082421494
Instrument DateAug 1, 2018
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address927 WAIALAE CIR NE PALM BAY FL 329054411, PALM BAY, FL 32905-4411

Mortgage

Document Number0082421494
DateAug 21, 2018
Book Page008242/001494
Instrument187593
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 20, 2048

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 22, 2017
Property Address927 WAIALAE CIR NE, PALM BAY, FL 32905-4411
Document Number0078950462
Book / Page007895 / 000462
Instrument DateMay 12, 2017
Instrument106875
Transaction TypeTransfer
Record UpdatedJun 26, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,746.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address927 WAIALAE CIR NE PALM BAY FL 329054411, PALM BAY, FL 32905-4411

Mortgage

Document Number78950463
DateMay 22, 2017
Book Page007895/000463
Instrument106876
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 927 Waialae Cir NE was $3,675 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,220 (+2.7%)$329,810 (-5.74%)
2025$3,675.00 Homeowner's exemption$239,750$349,900 Land $65,000 Building $284,900
2023$3,509.00 (+3.51%) Homeowner's exemption$226,220 (+3%)$334,740 (+4.45%) Land $55,000 Building $279,740
2022$3,390.00 Homeowner's exemption$219,640$320,470 Land $50,000 Building $270,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 927 Waialae Cir NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 927 Waialae Cir NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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