Brevard County property record for 909 Waialae Cir NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,238 sqft · built 1974 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Aug 2025) |
| Tax Bill | $97 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-28-JO-13-10 |
| Primary APN | 28-37-28-JO-13-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,238 sqft Living Area |
| Gross Area | 2,974 sqft |
| 1st Floor Area | 2,238 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 128 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 688 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 322 sqft |
| Patio Area | 604 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2836291 |
|---|---|
| Street Address | 909 WAIALAE CIR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | PORT MALABAR COUNTRY CLUB UNIT 2 LOT 10 BLK 13 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | PORT MALABAR COUNTRY CLUB UNIT 2 |
| Legal Block | 13 |
| Legal Lot Number | 10 |
| Legal Unit | 2 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 65130 |
909 Waialae Cir NE is owned and occupied by two individuals who bought it in August 2025.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 WAIALAE CIR NE, PALM BAY, FL 32905-4411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 1, 2018 | Warranty Deed, Transfer · VA Mortgage SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2025 · Amount on File |
| Deed Sale | Aug 11, 2025 · Amount on File |
| Prior Sale | Nov 1, 2018 · Amount on File |
| Deed Document Number | 2025160651 |
| Deed Book / Page | 10404 / 2196 |
| Prior Transfer Date | Nov 26, 1997 |
| Prior Transfer Doc | 3739000931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 909 WAIALAE CIR NE, PALM BAY, FL 32905-4411 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 909 WAIALAE CIR NE, PALM BAY, FL 32905-4411 |
| Document Number | 0091622618 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 9162/2618 |
| Instrument | 2021160232 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Nov 1, 2018 |
| Property Address | 909 WAIALAE CIR NE, PALM BAY, FL 32905-4411 |
| Document Number | 0083000473 |
| Book / Page | 008300 / 000473 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 245665 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | STATE TITLE PARTNERS LLP, STATE TITLE PTRS LLP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,708.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 909 WAIALAE CIR NE PALM BAY FL 329054411, PALM BAY, FL 32905-4411 |
| Document Number | 83000474 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 008300/000474 |
| Instrument | 245666 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2048 |
The 2025 property tax bill for 909 Waialae Cir NE was $97.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,340 (+30.65%) | $309,340 (-3.18%) | |
| 2025 | $97.00 Disabled Person's exemption Veteran's exemption | $236,770 | $319,510 Land $65,000 Building $254,510 |
| 2023 | $91.00 (+4.6%) Disabled Person's exemption Veteran's exemption | $223,400 (+3%) | $303,790 (+5.09%) Land $55,000 Building $248,790 |
| 2022 | $87.00 Disabled Person's exemption Veteran's exemption | $216,900 | $289,080 Land $50,000 Building $239,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 909 Waialae Cir NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 909 Waialae Cir NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures