Emmet County property record for 927 Spring St, Apt 8, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Lot Size | 0.006 acres (282 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Oct 2025) |
| Tax Bill | $2,637 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-377-108 |
| Primary APN | 52-19-06-377-108 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 8 Units |
| Building Area | 1,089 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Condo/Apartment |
| Lot Area | 282 sqft (0.006 acres) |
| Street Address | 927 SPRING ST, 8 |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2873 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | COP B-3A |
| Legal Description | MANOR HILL TOWNHOUSE CONDOMINIUM, UNIT 8. SECTION 6, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | MANOR HILL TOWNHOUSE |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 970800 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 710 HOWARD ST, PETOSKEY, MI 49770-3029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Dec 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WINNELL TODD C TRUST |
| Dec 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WINNELL TODD C TRUST |
| Oct 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK |
| Aug 15, 2022 | Warranty Deed, Transfer |
| May 29, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on Record |
| Deed Sale | Oct 2, 2025 · Amount on Record |
| Prior Sale | Jun 10, 2024 · Amount on Record |
| Deed Document Number | 20255223341 |
| Deed Book / Page | 1270 / 310 |
| Prior Transfer Date | Dec 4, 2014 |
| Prior Transfer Doc | 1172/234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 927 SPRING ST APT 8, 8, PETOSKEY, MI 49770-2873 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 710 HOWARD ST, PETOSKEY, MI 49770-3029 |
| Document Number | 0005223342 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 5223342 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 927 SPRING ST APT 8, 8, PETOSKEY, MI 49770-2873 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 927 SPRING ST, PETOSKEY, MI 49770-2874 |
| Document Number | 0000001248/0000000889 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 0000001248/0000000889 |
| Instrument | 5201859 |
| Name | WINNELL TODD C TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 927 SPRING ST APT 8, 8, PETOSKEY, MI 49770-2873 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 927 SPRING ST, PETOSKEY, MI 49770-2874 |
| Document Number | 0000001248/0000000889 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 0000001248/0000000889 |
| Instrument | 5201859 |
| Name | WINNELL TODD C TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 2, 2025 |
| Property Address | 927 SPRING ST APT 8, 8, PETOSKEY, MI 49770-2873 |
| Document Number | 001270/310 |
| Book / Page | 1270 / 310 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 5223341 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20.21 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 710 HOWARD ST, PETOSKEY, MI 49770-3029 |
| Document Number | 0005223342 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 5223342 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Aug 15, 2022 |
| Property Address | 927 SPRING ST APT 8, 8, PETOSKEY, MI 49770-2873 |
| Document Number | 001246/356 |
| Book / Page | 1246 / 356 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 5199326 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 927 SPRING ST, PETOSKEY, MI 49770-2874 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 29, 2020 |
| Property Address | 927 SPRING ST APT 8, 8, PETOSKEY, MI 49770-2873 |
| Document Number | 1221/742 |
| Book / Page | 1221 / 742 |
| Instrument Date | May 26, 2020 |
| Instrument | 5174685 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 FERRY ST, CORUNNA, MI 48817-1013 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,000 (+1.71%) Land $107,000 | $214,000 (+1.71%) Land $214,000 | |
| 2025 | $105,200 (+44.51%) Land $105,200 | $210,400 (+44.51%) Land $210,400 | |
| 2024 | $2,637.00 | ||
| 2023 | $72,800 Land $72,800 | $145,600 Land $145,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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