Emmet County property record for 927 Spring St, Apt 5, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $212,160 (Sep 2023) |
| Tax Bill | $3,677 (2024) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-377-105 |
| Primary APN | 52-19-06-377-105 |
|---|
| Units | 8 Units |
|---|
| Architectural Style | Condo/Apartment |
|---|
| Street Address | 927 SPRING ST, 5 |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2873 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | COP B-3A |
| Legal Description | MANOR HILL TOWNHOUSE CONDOMINIUM, UNIT 5. SECTION 6, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | NATHAN JARMANS 2ND ADD |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 970800 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 927 SPRING ST, 5, PETOSKEY, MI 49770-2873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHARLEVOIX STATE BANK |
| Sep 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Mar 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on Record |
| Deed Sale | Sep 5, 2023 · Amount on Record |
| Prior Sale | Mar 19, 2019 · Amount on Record |
| Deed Document Number | 20235207541 |
| Deed Book / Page | 1254 / 550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Sep 5, 2023 |
| Property Address | 927 SPRING ST APT 5, 5, PETOSKEY, MI 49770-2873 |
| Document Number | 001254/550 |
| Book / Page | 1254 / 550 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 5207541 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 927 SPRING ST, PETOSKEY, MI 49770-2874 |
| Document Number | 0005207542 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 5207542 |
| Name | CHARLEVOIX STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 927 SPRING ST APT 5, 5, PETOSKEY, MI 49770-2873 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 927 SPRING ST, PETOSKEY, MI 49770-2874 |
| Document Number | 0000001247/0000000217 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 0000001247/0000000217 |
| Instrument | 5200186 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 19, 2019 |
| Property Address | 927 SPRING ST APT 5, 5, PETOSKEY, MI 49770-2873 |
| Document Number | 001210/568 |
| Book / Page | 1210 / 568 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 5163488 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 927 SPRING ST APT 5, 5, PETOSKEY, MI 49770-2873 |
| Document Number | 0005163489 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 5163489 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4% |
|---|---|
| Type Change Date | May 1, 2022 |
| Document Number | 001210/568 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 1210/568 |
| Instrument | 5163488 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate | 4% |
|---|---|
| Type Change Date | May 1, 2022 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,600 (+48.64%) Land $114,600 | $229,200 (+48.64%) Land $229,200 | |
| 2024 | $3,677.00 | ||
| 2023 | $77,100 Land $77,100 | $154,200 Land $154,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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