927 Ray Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 927 Ray Ave, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details1,322 sqft · built 1948
Lot Size0.126 acres (5,502 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Jan 2019)
Tax Bill$10,449 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-03912-0000-00019

Property Details

APN / Parcel Number

Primary APN19-03912-0000-00019
Alternative APN
  • 190391200019

Interior

Stories1 Story
Building Area1,322 sqft Living Area
1st Floor Area1,322 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,502 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address927 RAY AVE
CityUNION
StateNJ
Zip07083-6530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3912
Legal Lot Number19
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group2
Census Block2030
Census Tract32902

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address927 RAY AVE, UNION, NJ 07083-6530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
GARDEN STATE HOME LOANS INC
Jan 17, 2019Grant Deed, Transfer · Conventional Mortgage
GARDEN ST HM LNS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2019 · Amount on Record
Deed SaleJan 17, 2019 · Amount on Record
Prior SaleSep 30, 2003 · Amount on Record
Deed Document Number2019309038
Deed Book / Page6305 / 575
Prior Transfer DateMay 9, 2013
Prior Transfer Doc0059580560
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address927 RAY AVE, UNION, NJ 07083-6530
Transaction TypeMortgage
Record UpdatedJul 8, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0149952296
DateJun 23, 2021
Book Page14995/2296
Instrument15073
Lender
NameGARDEN STATE HOME LOANS INC
TypeMortgage Company
AddressCHERRY HILL, NJ 08003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateJan 17, 2019
Property Address927 RAY AVE, UNION, NJ 07083-6530
Document Number0063050575
Book / Page006305 / 000575
Instrument DateDec 18, 2018
Instrument309038
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address927 RAY AVE UNION NJ 070836530, UNION, NJ 07083-6530

Mortgage

Document Number145260420
DateJan 17, 2019
Book Page014526/000420
Instrument668196
Lender
NameGARDEN ST HM LNS INC
AddressCHERRY HILL, NJ 08003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2049

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,800 (-) Land $20,300 Building $24,500$44,800 (-) Land $20,300 Building $24,500
2025$10,449.00 (+4.35%)$44,800 (-) Land $20,300 Building $24,500$44,800 (-) Land $20,300 Building $24,500
2024$10,013.00 (+6.86%)
2023$44,800 Land $20,300 Building $24,500$44,800 Land $20,300 Building $24,500
2022$9,370.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1981–1999)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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