925 Ray Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 925 Ray Ave, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1930
Lot Size0.126 acres (5,502 sqft)
OwnerIndividual Name on Record
Last Sale$182,000 (Apr 1993)
Tax Bill$11,452 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN19-03912-0000-00018

Property Details

APN / Parcel Number

Primary APN19-03912-0000-00018
Alternative APN
  • 190391200018

Interior

Stories2 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,502 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address925 RAY AVE
CityUNION
StateNJ
Zip07083-6530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionARCADIA PARK
Legal Block3912
Legal Lot Number18
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group2
Census Block2030
Census Tract32902

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address925 RAY AVE, UNION, NJ 07083-6530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
GET A RATE LLC
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 1993 · Amount on Record
Deed SaleApr 16, 1993 · Amount on Record
Deed Book / Page3958 / 339
Record UpdatedSep 20, 2026

June 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionUNION NJ
Recording DateJun 30, 2021
Property Address925 RAY AVE, UNION, NJ 07083-6530
Document Number0064192312
Book / Page6419 / 2312
Instrument DateMay 26, 2021
Instrument6387
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanyZWIREN TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,839.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address147 DELANCEY ST, 147, NEWARK, NJ 07105-1923

Transferred To (Grantee/Buyer)

NameVerified Name
Address917 RAY AVE, UNION, NJ 07083-6530

Mortgage

Document Number15515
DateJun 30, 2021
Instrument15515
Lender
NameGET A RATE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address925 RAY AVE, UNION, NJ 07083-6530
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148352284
DateDec 11, 2020
Book Page14835/2284
Instrument705666
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term96 Months
DueDec 1, 2028

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,100 (-) Land $20,300 Building $28,800$49,100 (-) Land $20,300 Building $28,800
2025$11,452.00 (+4.36%)$49,100 (-) Land $20,300 Building $28,800$49,100 (-) Land $20,300 Building $28,800
2024$10,974.00 (+6.87%)
2023$49,100 Land $20,300 Building $28,800$49,100 Land $20,300 Building $28,800
2022$10,269.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1981–1999)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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