927 Hillcrest Rd, Elgin, IL 60123 Property Records

Kane County property record for 927 Hillcrest Rd, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,048 sqft · built 1955
Lot Size	1.3 acres (56,695 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,500 (Dec 2023)
Tax Bill	$9,914 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02-351-008`

Property Details

APN / Parcel Number

Primary APN	`06-02-351-008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	2,048 sqft
Basement Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Lot Area	56,695 sqft
Lot Dimensions	493 ft deep x 115 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	927 HILLCREST RD
City	ELGIN
State	IL
Zip	60123-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS LOT 13
Legal Subdivision	CENTURY OAKS
Legal Block	1
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	927 HILLCREST RD, ELGIN, IL 60123-1425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Deed Document Number	202345183
Prior Transfer Date	Nov 4, 1998
Prior Transfer Doc	0000077439
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Dec 28, 2023
Property Address	927 HILLCREST RD, ELGIN, IL 60123-1425
Document Number	0000045183
Instrument Date	Dec 18, 2023
Instrument	2023K045183
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	927 HILLCREST RD, ELGIN, IL 60123-1425

Mortgage

Document Number	0000045184
Date	Dec 28, 2023
Instrument	2023K045184

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,914.00 (+22.06%)	$137,951 (+8.57%) Land $38,629 Building $99,322	$414,019 (+8.57%) Land $115,933 Building $298,085
2024		$127,062 (+21.39%) Land $35,580 Building $91,482	$381,339 (+21.44%) Land $106,783 Building $274,556
2022	$8,122.00 (+4.81%) Homeowner's exemption	$104,670 (+6.96%) Land $29,310 Building $75,360	$314,010 (+6.96%) Land $87,930 Building $226,080
2021	$7,749.00 Homeowner's exemption	$97,859 Land $27,403 Building $70,456	$293,577 Land $82,209 Building $211,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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