951 Hillcrest Rd, Elgin, IL 60123 Property Records

Kane County property record for 951 Hillcrest Rd, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,152 sqft · built 1984
Lot Size	0.2 acres (100 sqft)
Owner	Individual Name on Record
Last Sale	$304,500 (Oct 2016)
Tax Bill	$16,131 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-02-351-011`

Property Details

APN / Parcel Number

Primary APN	`06-02-351-011`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	3,152 sqft Living Area
Gross Area	5,072 sqft
Basement Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	100 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	951 HILLCREST RD
City	ELGIN
State	IL
Zip	60123-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS LOT 16
Legal Subdivision	CENTURY OAKS
Legal Block	1
Legal Lot Number	16
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	951 HILLCREST RD, ELGIN, IL 60123-1425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2016 · Amount on Record
Deed Sale	Oct 25, 2016 · Amount on Record
Deed Document Number	201658089
Last Transfer Date	Dec 9, 2025
Transfer Doc	0000001649
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 13, 2026
Property Address	951 HILLCREST RD, ELGIN, IL 60123-1425
Document Number	0000001649
Instrument Date	Dec 19, 2025
Instrument	2026K001649
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 HILLCREST RD, ELGIN, IL 60123-1425

Mortgage

Document Number	0000001650
Date	Jan 13, 2026
Instrument	2026K001650

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,131.00 (+3.84%) Homeowner's exemption	$219,449 (+8.57%) Land $40,084 Building $179,365	$658,610 (+8.57%) Land $120,300 Building $538,310
2024	$15,535.00 (+11.63%) Homeowner's exemption	$202,127 (+21.39%) Land $36,920 Building $165,207	$606,624 (+21.44%) Land $110,804 Building $495,819
2022	$13,917.00 (+4.22%) Homeowner's exemption	$166,505 (+6.96%) Land $30,413 Building $136,092	$499,515 (+6.96%) Land $91,239 Building $408,276
2021	$13,353.00 Homeowner's exemption	$155,670 Land $28,434 Building $127,236	$467,010 Land $85,302 Building $381,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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