927 E Main St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 927 E Main St, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,224 sqft · built 1920
Lot Size	0.16 acres (6,960 sqft)
Owner	2 Individual Names on File
Last Sale	$79,800 (May 2026)
Tax Bill	$2,129 (2025)
Deeds & Mortgages	May 2026 Sale & Line of Credit Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-722003-24`

Property Details

APN / Parcel Number

Primary APN	`004-722003-24`
Alternative APNs	`43-11-08-200-803.000-032` `00000010698` `0472200324`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Attic	Attic
Attic Area	600 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,960 sqft (0.16 acres)
Lot Dimensions	145 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000010698
Street Address	927 E MAIN ST
City	WARSAW
State	IN
Zip	46580-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	4-44-413 LOT 35 & STP ADJ S SIDE LOT 35 KISTS E ADD
Legal Range	6
Legal Township	32
Legal Section	8
Legal Subdivision	KIST S EASTERN ADDITION
Legal Lot Number	35
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1017
Census Tract	962000

Owner

927 E Main St is owned and occupied by two individuals who bought it in May 2026.

Source: Kosciusko County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	927 E MAIN ST, WARSAW, IN 46580-3442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Quit Claim Deed, Transfer · Line of Credit INDIANA MEMBERS CREDIT UNION
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE CITY BANK
Dec 16, 2019	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Dec 16, 2019	Quit Claim Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Dec 16, 2019 · Amount on File
Deed Document Number	202650598
Prior Transfer Date	Nov 25, 2019
Prior Transfer Doc	2019120569
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	May 18, 2026
Property Address	927 E MAIN ST, WARSAW, IN 46580-3442
Document Number	0000050598
Instrument Date	May 13, 2026
Instrument	2026.50598
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 E MAIN ST, WARSAW, IN 46580-3442

Mortgage

Document Number	0000050599,
Date	May 18, 2026
Instrument	2026.50599

Lender

Name	INDIANA MEMBERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 17, 2056

Interest

Rate	6.46%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	927 E MAIN ST, WARSAW, IN 46580-3442
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 E MAIN ST, WARSAW, IN 46580-3442

Mortgage

Document Number	2022060560
Date	Jun 10, 2022
Instrument	2022060560

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	927 E MAIN ST, WARSAW, IN 46580-3442
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021120359
Date	Dec 7, 2021
Instrument	2021120359

Lender

Name	LAKE CITY BANK
Type	Bank
Address	GRANGER, IN 46530

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Dec 16, 2019
Property Address	927 E MAIN ST, WARSAW, IN 46580-3442
Document Number	2019120570
Map Reference	MB 1 PG 19
Instrument Date	Dec 11, 2019
Instrument	2019120570
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	MID-ATLANTIC TITLE CONSULTANTS, MID ATLANTIC TTL CONSULTANTS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 E MAIN ST, WARSAW, IN 46580-3442

Mortgage

Document Number	2019120571
Date	Dec 16, 2019
Instrument	2019120571

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Dec 16, 2019
Property Address	927 E MAIN ST, WARSAW, IN 46580-3442
Document Number	2019120569
Map Reference	MB 1 PG 19
Instrument Date	Nov 25, 2019
Instrument	2019120569
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 E MAIN ST, WARSAW, IN 46580-3442

Tax Assessment & Valuation

The 2025 property tax bill for 927 E Main St was $2,129 with a homeowner's exemption, down 3.4% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,129.00 (-3.4%) Homeowner's exemption	$189,900 (+6.33%) Land $21,500 Building $168,400	$189,900 (+6.33%) Land $21,500 Building $168,400
2024	$2,204.00 (+14.14%) Homeowner's exemption	$178,600 (+5.68%) Land $16,200 Building $162,400	$178,600 (+5.68%) Land $16,200 Building $162,400
2023	$1,931.00 (+23.39%)	$169,000 (+11.7%) Land $16,200 Building $152,800	$169,000 (+11.7%) Land $16,200 Building $152,800
2022	$1,565.00 Homeowner's exemption	$151,300 Land $13,500 Building $137,800	$151,300 Land $13,500 Building $137,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 927 E Main St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1982–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 9 claims Severe Storms, Tornadoes, And Flooding, Mar 2009 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 927 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Surf Internet.

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