923 E Main St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 923 E Main St, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,039 sqft · built 1930
Lot Size	0.16 acres (6,960 sqft)
Owner	Individual Name on File
Last Sale	$146,700 (Apr 2012)
Tax Bill	$1,674 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-704016-50`

Property Details

APN / Parcel Number

Primary APN	`004-704016-50`
Alternative APNs	`43-11-08-200-804.000-032` `00000006765` `0470401650`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,039 sqft Living Area
1st Floor Area	1,039 sqft
Basement Area	909 sqft
Unfinished Basement	909 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1998
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,960 sqft (0.16 acres)
Lot Dimensions	145 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000006765
Street Address	923 E MAIN ST
City	WARSAW
State	IN
Zip	46580-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	4-44-414 LOT 34 KISTS EASTERN ADD & STP ADJ ON S ADD
Legal Range	6
Legal Township	32
Legal Section	8
Legal Subdivision	KISTS E ADD
Legal Lot Number	34
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1017
Census Tract	962000

Owner

923 E Main St is owned and occupied by an individual who acquired it in May 2021.

Source: Kosciusko County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	923 E MAIN ST, WARSAW, IN 46580-3442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
May 13, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2012 · Amount on File
Deed Sale	Apr 24, 2012 · Amount on File
Prior Sale	Jun 29, 2009 · Amount on File
Deed Document Number	201241009
Last Transfer Date	May 11, 2021
Transfer Doc	2021050653
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	923 E MAIN ST, WARSAW, IN 46580-3442
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 E MAIN ST, WARSAW, IN 46580-3442

Mortgage

Document Number	2023110089
Date	Nov 3, 2023
Instrument	2023110089

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	May 13, 2021
Property Address	923 E MAIN ST, WARSAW, IN 46580-3442
Document Number	2021050653
Map Reference	MB 1 PG 19
Instrument Date	May 11, 2021
Instrument	2021050653
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	923 E MAIN ST, WARSAW, IN 46580-3442

Tax Assessment & Valuation

The 2025 property tax bill for 923 E Main St was $1,674 with a homeowner's exemption, down 5.7% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,674.00 (-5.74%) Homeowner's exemption	$180,700 Land $21,500 Building $159,200	$180,700 Land $21,500 Building $159,200
2024	$1,776.00 (+0.06%)
2023	$1,775.00 (+11.57%)	$171,800 (+11.7%) Land $16,200 Building $155,600	$171,800 (+11.7%) Land $16,200 Building $155,600
2022	$1,591.00	$153,800 Land $13,500 Building $140,300	$153,800 Land $13,500 Building $140,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 923 E Main St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1982–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 9 claims Severe Storms, Tornadoes, And Flooding, Mar 2009 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 923 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Surf Internet.

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