927 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 927 E Canal St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 1898
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Sep 2024)
Tax Bill	$2,986 (2025)
Deeds & Mortgages	Aug 2023 Sale Mar 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-017930`

Property Details

APN / Parcel Number

Primary APN	`D08-017930`
Alternative APNs	`050627.2-22-016-00` `D08SE009 00700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,762 sqft Living Area
1st Floor Area	1,762 sqft
Upper Floors Area	881 sqft
Basement Area	693 sqft
Unfinished Basement	563 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	161 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	308 sqft
Lean-To	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	927 E CANAL ST
City	TROY
State	OH
Zip	45373-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1555 48
Legal Subdivision	TROY
Legal Lot Number	1555
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3007
Census Tract	365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	927 E CANAL ST, TROY, OH 45373-3741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Special Warranty Deed, Transfer SERVICELINK
Mar 7, 2023	Sheriff's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE
May 4, 2018	Deed, Transfer · FHA Mortgage LAND HOME FINANCIAL SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2024 · Amount on Record
Deed Sale	Sep 25, 2024 · Amount on Record
Prior Sale	Aug 29, 2023 · Amount on Record
Deed Document Number	20249784
Record Updated	Oct 29, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 29, 2023
Property Address	927 E CANAL ST, TROY, OH 45373-3741
Document Number	0000009455
Instrument Date	Aug 16, 2023
Instrument	2023OR-09455
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15480 LAGUNA CANYON RD # RD100, RD100, IRVINE, CA 92618-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 E CANAL ST, TROY, OH 45373-3741

March 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 7, 2023
Property Address	927 E CANAL ST, TROY, OH 45373-3741
Document Number	0000002351
Instrument Date	Feb 1, 2023
Instrument	2023OR-02351
Transaction Type	Foreclosure
Record Updated	Mar 22, 2023
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD STE 100, 100, IRVINE, CA 92618-2132

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	May 4, 2018
Property Address	927 E CANAL ST, TROY, OH 45373-3741
Document Number	0000005431
Instrument Date	Mar 14, 2018
Instrument	2018OR-05431
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	INDIANA LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 E CANAL ST, TROY, OH 45373-3741

Mortgage

Document Number	0000005432
Date	May 4, 2018
Instrument	2018OR-05432

Lender

Name	LAND HOME FINANCIAL SVCS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,986.00 (+11.38%) Homeowner's exemption	$89,150 (+76.5%) Land $8,440 Building $80,710	$254,700 (+76.51%) Land $24,100 Building $230,600
2024	$2,681.00 (+43.6%)	$50,510 (-) Land $8,750 Building $41,760
2023	$1,867.00 (+17.42%) Homeowner's exemption	$50,510 (-) Land $8,750 Building $41,760	$144,300 (-) Land $25,000 Building $119,300
2022	$1,590.00 Homeowner's exemption	$50,510 Land $8,750 Building $41,760	$144,300 Land $25,000 Building $119,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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