922 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 922 E Canal St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1925
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Sep 2018)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-017850`

Property Details

APN / Parcel Number

Primary APN	`D08-017850`
Alternative APNs	`050627.2-30-002-00` `D08SE021 00800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	909 sqft
Attic Area	255 sqft
Basement Area	532 sqft

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	135 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	262 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SE021 00800
Street Address	922 E CANAL ST
City	TROY
State	OH
Zip	45373-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1545 48
Legal Lot Number	1545 48
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3011
Census Tract	365200

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	922 E CANAL ST, TROY, OH 45373-3742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	Sep 12, 2003 · Amount on Record
Deed Document Number	1973
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 5, 2018
Property Address	922 E CANAL ST, TROY, OH 45373-3742
Document Number	0000010893
Instrument Date	Sep 4, 2018
Instrument	2018OR-10893
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 E CANAL ST, TROY, OH 45373-3742

Mortgage

Document Number	0000010894
Date	Sep 5, 2018
Instrument	2018OR-10894

Lender

Name	OSGOOD STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00 (+25.69%) Homeowner's exemption	$64,750 (+37.74%) Land $7,840 Building $56,910	$185,000 (+37.75%) Land $22,400 Building $162,600
2024	$1,775.00 (+2.25%) Homeowner's exemption	$47,010 (-) Land $8,160 Building $38,850
2023	$1,736.00 (+17.46%) Homeowner's exemption	$47,010 (-) Land $8,160 Building $38,850	$134,300 (-) Land $23,300 Building $111,000
2022	$1,478.00 Homeowner's exemption	$47,010 Land $8,160 Building $38,850	$134,300 Land $23,300 Building $111,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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