Santa Rosa County property record for 9264 Ridge Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,787 sqft · built 2022 |
| Lot Size | 0.559 acres (24,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $610,000 (May 2026) |
| Tax Bill | $5,574 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-2S-26-0000-03600-0000 |
| Primary APN | 15-2S-26-0000-03600-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,787 sqft Living Area |
| Gross Area | 3,830 sqft |
| 1st Floor Area | 2,787 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile Home |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 24,350 sqft (0.559 acres) |
| Lot Dimensions | 297 ft deep x 82 ft wide |
| View / Lot | Mobile Home |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 308 sqft |
| Deck Area | 137 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9264 RIDGE DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | *NEWLY DESCRIBED FOR 2020* COM AT I/S OF E R/W LI OF PANHANDLE TR & N R/W LI OF RIDGE DR THN N89*57'49E 625.47 FT THN N90*00'00E 165.70 FT TO POB THN N00*12'43 W 298.32 FT THN S89*56'13E 82.44 FT THN S00*09'40E 298.14 TO N R/W LI OF RIDGE RD THN N90* |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 15 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10827 |
9264 Ridge Dr is owned and occupied by an individual who bought it in May 2026.
Source: Santa Rosa County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9264 RIDGE DR, NAVARRE, FL 32566-1188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE |
| Jun 24, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU |
| Jul 7, 2020 | Warranty Deed, Transfer NEW FRONTIER TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Prior Sale | Jun 24, 2022 · Amount on File |
| Deed Document Number | 202626583 |
| Deed Book / Page | 4748 / 1108 |
| Prior Transfer Date | Jan 10, 2006 |
| Prior Transfer Doc | 0025520478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 27, 2026 |
| Property Address | 9264 RIDGE DR, NAVARRE, FL 32566-1188 |
| Document Number | 0000026583 |
| Book / Page | 4748 / 1108 |
| Instrument Date | May 27, 2026 |
| Instrument | 202626583 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | WAYPOINT TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $431,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9264 RIDGE DR, NAVARRE, FL 32566-1188 |
| Document Number | 0000026584, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202626584 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 24, 2022 |
| Property Address | 9264 RIDGE DR, NAVARRE, FL 32566-1188 |
| Document Number | 0042990121 |
| Book / Page | 4299 / 121 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 202237870 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE PLLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7545 BUCKEYE DR, NAVARRE, FL 32566-9629 |
| Name | Verified Name |
|---|---|
| Address | 9264 RIDGE DR, NAVARRE, FL 32566-1188 |
| Document Number | 0004299123 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 4299/123 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 7, 2020 |
| Property Address | 9264 RIDGE DR, NAVARRE, FL 32566-1188 |
| Document Number | 0039721733 |
| Book / Page | 003972 / 001733 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 33221 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | NEW FRONTIER TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $805.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7545 BUCKEYE DR NAVARRE FL 325669629, NAVARRE, FL 32566-9629 |
The 2025 property tax bill for 9264 Ridge Dr was $5,574, up 4.7% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,574.00 (+4.66%) | $465,747 (+4.38%) Land $49,544 Building $416,203 | $465,747 (+4.38%) Land $49,544 Building $416,203 |
| 2024 | $5,326.00 (+1.2%) | $446,223 (+2.61%) Land $41,287 Building $404,936 | $446,223 (+2.61%) Land $41,287 Building $404,936 |
| 2023 | $5,263.00 (+836.48%) | $434,890 (+1,382.5%) Land $37,158 Building $397,732 | $434,890 (+1,382.5%) Land $37,158 Building $397,732 |
| 2022 | $562.00 | $29,335 | $29,335 Land $29,335 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9264 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 7 (2014–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9264 Ridge Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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