9247 Ridge Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9247 Ridge Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,019 sqft · built 2017
Lot Size	0.565 acres (24,611 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,300 (Aug 2018)
Tax Bill	$191 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-2S-26-0000-00188-0000`

Property Details

APN / Parcel Number

Primary APN	`15-2S-26-0000-00188-0000`
Alternative APN	`S262150000001880000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,019 sqft Living Area
Gross Area	2,913 sqft
1st Floor Area	2,019 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	24,611 sqft (0.565 acres)
Lot Dimensions	297 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	432 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9247 RIDGE DR
City	NAVARRE
State	FL
Zip	32566-1189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	(DESC UPDATE FOR 2023) W2 OF W2 OF NW4 OF SE4 OF NE4 OF SE4 LESS N 33 FT FOR RD AS DES IN OR 3753 PG 848 (E 1/2 NOW #240 PER SEP REQ FOR 2017) & AS DES IN OR 4419 PG 1485
Legal Range	26W
Legal Township	2S
Legal Section	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2011
Census Tract	10827

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9247 RIDGE DR, NAVARRE, FL 32566-1189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage DAS ACQUISITION
Jul 31, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 21, 2019	Deed of Trust, Mortgage · VA Mortgage DAS ACQUISITION
Aug 1, 2018	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Jun 9, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE ONE/SOUTH
Jun 2, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	201832875
Deed Book / Page	3753 / 848
Last Transfer Date	Jun 6, 2023
Transfer Doc	0044191485
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	9247 RIDGE DR, NAVARRE, FL 32566-1189
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9247 RIDGE RD, NAVARRE, FL 32566-1189

Mortgage

Document Number	0040830645
Date	Mar 8, 2021
Book Page	4083/645
Instrument	202115067

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 31, 2023
Property Address	9247 RIDGE DR, NAVARRE, FL 32566-1189
Document Number	0044191485
Book / Page	4419 / 1485
Instrument Date	Jun 6, 2023
Instrument	202334128
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9247 RIDGE DR, NAVARRE, FL 32566-1189

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	9247 RIDGE DR, NAVARRE, FL 32566-1189
Document Number	0038641037
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9247 RIDGE RD NAVARRE FL 32566, NAVARRE, FL 32566

Mortgage

Document Number	0038641037
Date	Aug 28, 2019
Book Page	003864/001037
Instrument	38258

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 1, 2018
Property Address	9247 RIDGE DR, NAVARRE, FL 32566-1189
Document Number	0037530848
Book / Page	003753 / 000848
Instrument Date	Jul 30, 2018
Instrument	32875
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,878.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9247 RIDE DR NAVARRE FL 32566, NAVARRE, FL 32566

Mortgage

Document Number	37530849
Date	Aug 1, 2018
Book Page	003753/000849
Instrument	32876

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 9, 2017
Property Address	9247 RIDGE DR, NAVARRE, FL 32566-1189
Document Number	0036320444
Book / Page	003632 / 000444
Instrument Date	May 30, 2017
Instrument	23392
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,711.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9247 RIDGE DR NAVARRE FL 325661189, NAVARRE, FL 32566-1189

Mortgage

Document Number	36320446
Date	Jun 9, 2017
Book Page	003632/000446
Instrument	23393

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 2, 2017
Property Address	9247 RIDGE DR, NAVARRE, FL 32566-1189
Document Number	0036291434
Book / Page	003629 / 001434
Instrument Date	May 23, 2017
Instrument	22181
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,712.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9253 RIDGE DR NAVARRE FL 325661189, NAVARRE, FL 32566-1189

Mortgage

Document Number	36291436
Date	Jun 2, 2017
Book Page	003629/001436
Instrument	22182

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$268,890 (+6.45%)	$337,075 (+11.33%) Land $49,846 Building $287,229
2024	$191.00 (+7.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$252,604 (+3.41%)	$302,778 (+2.56%) Land $41,538 Building $261,240
2023	$177.00 (+6.63%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$244,275 (+3%)	$295,225 (+3.76%) Land $37,384 Building $257,841
2022	$166.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$237,160	$284,516 Land $31,154 Building $253,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	7 (2014–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

9247 Ridge Dr, Navarre, FL 32566 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ridge Dr

Nearby Streets

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