St. Louis County property record for 9262 Gray Rd, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 1 ba · 672 sqft · built 2000 |
| Lot Size | 38.7 acres (1,687,079 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,148 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 405-0010-00800 |
| Primary APN | 405-0010-00800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Gross Area |
| 1st Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 1,687,079 sqft (38.7 acres) |
| Deck Area | 160 sqft |
|---|---|
| Storage Building | 96 sqft |
| Utility Building | 1,920 sqft |
| Sauna | Sauna |
| Heating Fuel | Propane |
|---|
| Account Number | 1183870 |
|---|---|
| Street Address | 9262 GRAY RD |
| City | COTTON |
| State | MN |
| Zip | 55724 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | MUNS |
| Legal Description | LOT 4 SERIAL # |
| Legal Range | 18W |
| Legal Township | 54N |
| Legal Section | 05 |
| Legal Subdivision | KELSEY TOWN OF |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | KELSEY |
| Census Block Group | 2 |
| Census Block | 2170 |
| Census Tract | 11300 |
9262 Gray Rd, a residential property, is owned by two individuals who acquired it in June 2025.
Source: St. Louis County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 701 MAPLE GROVE RD, DULUTH, MN 55811-4511 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 16, 2025 |
| Transfer Doc | 0001513062 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 9262 Gray Rd was $1,148, down 6.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Kelsey Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,148.00 (-6.82%) | ||
| 2025 | $1,232.00 (+5.48%) | $113,800 (-5.79%) Land $48,500 Building $65,300 | $113,800 (-5.79%) Land $48,500 Building $65,300 |
| 2024 | $1,168.00 | $120,800 Land $48,500 Building $72,300 | $120,800 Land $48,500 Building $72,300 |
| 2022 | $99,900 Land $38,300 Building $61,600 | $99,900 Land $38,300 Building $61,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9262 Gray Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9262 Gray Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
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