7688 Gray Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 7688 Gray Rd, Cotton, MN 55724

Property Summary

Primary APN	`305-0020-00385`
Alternative APN	`93942`

Cooling System	Central
Heating Fuel	Electric

Account Number	93942
Street Address	7688 GRAY RD
City	COTTON
State	MN
Zip	55724-8011
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	COM
Legal Description	WLY 416 FT OF NLY 624 FT OF LOT 4 SERIAL #
Legal Range	17W
Legal Township	54N
Legal Section	03
Legal Subdivision	COTTON TOWN OF
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	COTTON
Census Block Group	2
Census Block	2119
Census Tract	11402

7688 Gray Rd, an agricultural property, is owned and occupied by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

The 2026 property tax bill for 7688 Gray Rd was $1,004 with a homeowner's exemption, up 13.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Cotton Township
Unified School District	St. Louis County School District (PK - 12)

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,004.00 (+13.06%) Homeowner's exemption
2025	$888.00 (-24.36%) Homeowner's exemption	$196,600 (+3.97%) Land $28,400 Building $168,200	$196,600 (+3.97%) Land $28,400 Building $168,200
2024	$1,174.00	$189,100 Land $27,800 Building $161,300	$189,100 Land $27,800 Building $161,300
2022		$199,100 Land $23,200 Building $175,900	$199,100 Land $23,200 Building $175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

FEMA maps place 7688 Gray Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire risk around 7688 Gray Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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