Rowan County property record for 9260 Smith Rd, Kannapolis, NC 28081
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 4.21 acres (183,388 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $52,000 (Jun 2021) |
| Tax Bill | $690 (2023) |
| Deeds & Mortgages | Jun 2026 Construction Loan Jun 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 242 125 |
| Primary APN | 242 125 |
|---|
| Lot Area | 183,388 sqft (4.21 acres) |
|---|
| Street Address | 9260 SMITH RD |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-8542 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | TR3 4.21AC |
| Legal Tract | 3 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | ATWELL |
| Census Block Group | 3 |
| Census Block | 3006 |
Source: Rowan County records, as of October 9, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 205 LONGFIELD DR, MOORESVILLE, NC 28115-9574 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Construction Mortgage ATLANTIC BAY MORTGAGE |
| Jun 29, 2026 | Deed of Trust, Mortgage · Construction Mortgage ATLANTIC BAY MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on Record |
| Deed Sale | Jun 24, 2021 · Amount on Record |
| Deed Document Number | 0000137896 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 29, 2026 |
| Property Address | 9260 SMITH RD, KANNAPOLIS, NC 28081-8542 |
| Document Number | 1486000096 |
| Book / Page | 1486 / 96 |
| Instrument Date | Jun 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9260 SMITH RD, KANNAPOLIS, NC 28081-8542 |
| Document Number | 1486000096, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 1486/96 |
| Name | ATLANTIC BAY MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | May 1, 2057 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 29, 2026 |
| Property Address | 9260 SMITH RD, KANNAPOLIS, NC 28081-8542 |
| Document Number | 1486000097 |
| Book / Page | 1486 / 97 |
| Instrument Date | Jun 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9260 SMITH RD, KANNAPOLIS, NC 28081-8542 |
| Document Number | 1486000097, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 1486/97 |
| Name | ATLANTIC BAY MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Apr 26, 2027 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
Source: Rowan County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $690.00 | $101,957 Land $53,157 Building $48,800 | $101,957 Land $53,157 Building $48,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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