9225 Smith Rd, Kannapolis, NC 28081 Property Records

Rowan County property record for 9225 Smith Rd, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,696 sqft · built 2008
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,217 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`243 213`

Property Details

APN / Parcel Number

Primary APN	`243 213`
Alternative APN	`6253229`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Detached
Garage Area	864 sqft

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	9225 SMITH RD
City	KANNAPOLIS
State	NC
Zip	28081-8542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT L 6 BUTLER LAND 1.73AC
Jurisdiction	ROWAN NC
Township / Civil Division	ATWELL
Census Block Group	3
Census Block	3010
Census Tract	51801

Owner

Source: Rowan County records, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9225 SMITH RD, KANNAPOLIS, NC 28081-8542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 15, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 15, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 31, 2007
Transfer Doc	0011070940
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	9225 SMITH RD, KANNAPOLIS, NC 28081-8542
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9225 SMITH RD, KANNAPOLIS, NC 28081-8542

Mortgage

Document Number	0014330522
Date	Nov 28, 2023
Book Page	1433/522

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	9225 SMITH RD, KANNAPOLIS, NC 28081-8542
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013410643
Date	Jan 15, 2020
Book Page	1341/0643

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	9225 SMITH RD, KANNAPOLIS, NC 28081-8542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013410642
Date	Jan 15, 2020
Book Page	1341/0642

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,217.00	$336,035 (-) Land $50,056 Building $285,979
2023	$2,217.00	$336,035 Land $50,056 Building $285,979	$336,035 Land $50,056 Building $285,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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