Frederick County property record for 926 Middle Fork Rd, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,946 sqft · built 2022 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Aug 2020) |
| Tax Bill | $2,929 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07A-3D |
| Primary APN | 07A-3D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,946 sqft Living Area |
| Gross Area | 4,711 sqft |
| 1st Floor Area | 1,946 sqft |
| Basement Area | 1,946 sqft |
| Unfinished Basement | 1,946 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8033365 |
|---|---|
| Street Address | 926 MIDDLE FORK RD |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 1 5.00 ACRES |
| Legal Subdivision | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50300 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1863 OLD JUBE SQ, 205, WINCHESTER, VA 22601-6117 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 25, 2020 | Grant Deed, Transfer OLD REPUBLIC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2020 · Amount on Record |
| Deed Sale | Aug 25, 2020 · Amount on Record |
| Deed Document Number | 202011281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 926 MIDDLE FORK RD, CROSS JUNCTION, VA 22625-1609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000998 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 260000998 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Aug 25, 2020 |
| Property Address | 926 MIDDLE FORK RD, CROSS JUNCTION, VA 22625-1609 |
| Document Number | 0000011281 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 11281 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2020 |
| Title Company | OLD REPUBLIC |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1863 OLD SUBE OF #205 WINCHESTER VA 22601, 205, WINCHESTER, VA 22601 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,929.00 (+10.44%) | $552,600 Land $95,000 Building $457,600 | $552,600 Land $95,000 Building $457,600 |
| 2025 | $2,652.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 62% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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