Frederick County property record for 1246 Middle Fork Rd, Cross Junction, VA 22625 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,600 sqft Living Area |
| Lot Size | 2,802,650 sqft (64.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2019) |
| Tax Bill | $1,857.00 (2026) |
| Primary APN | 07A-27A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 3,610 sqft Gross Area |
| 1st Floor | 1,600 sqft 1st Floor |
| Basement Area | 1,440 sqft Basement |
| Unfinished Basement | 1,440 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,802,650 sqft (64.3 acres) |
| Porch | 1 Porch |
| Porch Area | 410 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Well Water Source |
| Account Number | 8050413 |
|---|---|
| Street Address | 1246 MIDDLE FORK RD |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-1612 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | 64.34 ACRES |
| Legal Subdivision | LAKE HOLIDAY EST |
| Jurisdiction | FREDERICK VA |
| Minor Civil Division | GAINESBORO |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 50300 |
Source: Frederick County records · APN 07A-27A
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1246 MIDDLE FORK RD, CROSS JUNCTION, VA 22625-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MIDATLANTIC FARM CREDIT ACA |
| May 29, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on Record |
| Deed Sale | May 29, 2019 · Amount on Record |
| Prior Sale | Oct 04, 2017 · Amount on Record |
| Deed Doc Number | 20195049 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 1246 MIDDLE FORK RD, CROSS JUNCTION, VA 22625-1612 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004905 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 220004905 |
| Name | MIDATLANTIC FARM CREDIT ACA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | May 29, 2019 |
| Property Address | 1246 MIDDLE FORK RD, CROSS JUNCTION, VA 22625-1612 |
| Document Number | 0000005049 |
| Instrument Date | May 23, 2019 |
| Instrument | 5049 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | RGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1246 MIDDLE FORK RD CROSS JUNCTION VA 226251612, CROSS JUNCTION, VA 22625-1612 |
| Document Number | 5050 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 5050 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2049 |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,857.00 (+10.4%) | $350,416 Land $94,200 Building $256,216 | $350,416 Land $94,200 Building $256,216 |
| 2025 | $1,682.00 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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