926 Hill Ave, Elgin, IL 60120 Property Records

Kane County property record for 926 Hill Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1948
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Dec 2009)
Tax Bill	$5,082 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-252-013`

Property Details

APN / Parcel Number

Primary APN	`06-12-252-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	926 HILL AVE
City	ELGIN
State	IL
Zip	60120-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND VIEW ADDN LOT 8 BLOCK 2
Legal Subdivision	GRAND VIEW ADDN
Legal Block	2
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	850800

Owner

Source: Kane County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	926 HILL AVE, ELGIN, IL 60120-3019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Dec 5, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2009 · Amount on Record
Deed Sale	Dec 11, 2009 · Amount on Record
Prior Sale	Jul 5, 1994 · Amount on Record
Deed Document Number	200991590
Prior Transfer Date	Feb 9, 2001
Prior Transfer Doc	0000014515
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 31, 2026
Property Address	926 HILL AVE, ELGIN, IL 60120-3019
Document Number	0000032756
Instrument Date	Jul 8, 2026
Instrument	202632756
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 HILL AVE, ELGIN, IL 60120-3019

Mortgage

Document Number	0000032756,
Date	Jul 31, 2026
Instrument	202632756

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate	6.52%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	926 HILL AVE, ELGIN, IL 60120-3019
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 HILL AVE, ELGIN, IL 60120-3019

Mortgage

Document Number	0000037875
Date	Jul 26, 2022
Instrument	2022K037875

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 25, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	926 HILL AVE, ELGIN, IL 60120-3019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063145
Date	Dec 5, 2017
Instrument	2017K063145

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,082.00 (+3.4%) Homeowner's exemption	$82,617 (+8.57%) Land $19,613 Building $63,004	$247,950 (+8.57%) Land $58,863 Building $189,088
2024		$76,096 (+21.39%) Land $18,065 Building $58,031	$228,379 (+21.44%) Land $54,217 Building $174,163
2022	$4,915.00 (+4.73%) Homeowner's exemption	$62,685 (+6.96%) Land $14,881 Building $47,804	$188,055 (+6.96%) Land $44,643 Building $143,412
2021	$4,693.00 Homeowner's exemption	$58,606 Land $13,913 Building $44,693	$175,818 Land $41,739 Building $134,079

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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