926 E Cota St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 926 E Cota St, Santa Barbara, CA 93103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1946
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Tax Bill	$6,620 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Mar 2018 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`031-241-005`

Property Details

APN / Parcel Number

Primary APN	`031-241-005`
Alternative APN	`03124105`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,032 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	926 E COTA ST
City	SANTA BARBARA
State	CA
Zip	93103-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SANTA BARBARA CITY OF BLK 220 POR OF
Legal Subdivision	SANTA BARBARA
Legal Block	220
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2010
Census Tract	801

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	928 E COTA ST, SANTA BARBARA, CA 93103-2515
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Quit Claim Deed, Transfer STEARNS LNDG
Mar 6, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2017	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Aug 14, 2017	Deed of Trust, Mortgage STEARNS LNDG
Jul 31, 2017	Grant Deed, Transfer OTHER
Jul 31, 2017	Intrafamily Transfer, Transfer · FHA Mortgage STEARNS LENDING LLC
Jan 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PINI DARIO L TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 23, 2018
Transfer Doc	0000008751
Record Updated	Oct 29, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 28, 2018
Property Address	926 E COTA ST, SANTA BARBARA, CA 93103-2515
Document Number	0000007876
Instrument Date	Feb 23, 2018
Instrument	7876
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	928 E COTA ST SANTA BARBARA CA 931032515, SANTA BARBARA, CA 93103-2515

Mortgage

Document Number	7877
Date	Feb 28, 2018
Instrument	7877

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 6, 2018
Property Address	926 E COTA ST, SANTA BARBARA, CA 93103-2515
Document Number	0000008751
Instrument Date	Feb 23, 2018
Instrument	8751
Transaction Type	Transfer
Record Updated	Mar 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	926 E COTA ST SANTA BARBARA CA 931032515, SANTA BARBARA, CA 93103-2515

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Aug 24, 2017
Property Address	926 E COTA ST, SANTA BARBARA, CA 93103-2515
Document Number	0000040759
Instrument Date	Aug 17, 2017
Instrument	40759
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	926 E COTA ST SANTA BARBARA CA 931032515, SANTA BARBARA, CA 93103-2515

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	926 E COTA ST, SANTA BARBARA, CA 93103-2515
Document Number	0000040265
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	926 E COTA ST SANTA BARBARA CA 931032515, SANTA BARBARA, CA 93103-2515

Mortgage

Document Number	0000040265
Date	Aug 22, 2017
Instrument	40265

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 31, 2017
Property Address	926 E COTA ST, SANTA BARBARA, CA 93103-2515
Document Number	0000036453
Instrument Date	Jul 27, 2017
Instrument	36453
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	928 E COTA ST SANTA BARBARA CA 931032515, SANTA BARBARA, CA 93103-2515

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 31, 2017
Property Address	926 E COTA ST, SANTA BARBARA, CA 93103-2515
Document Number	0000036453
Instrument Date	Jul 21, 2017
Instrument	2017-0036453
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG ESCROW MONTECITO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	928 E COTA ST, SANTA BARBARA, CA 93103-2515

Mortgage

Document Number	0000036454
Date	Jul 31, 2017
Instrument	2017-0036454

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 20, 2017
Property Address	926 E COTA ST, SANTA BARBARA, CA 93103-2515
Document Number	0000003128
Instrument Date	Jan 18, 2017
Instrument	3128
Transaction Type	Transfer
Record Updated	Jan 27, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	928 E COTA ST SANTA BARBARA CA 931032515, SANTA BARBARA, CA 93103-2515

Mortgage

Document Number	3129,
Date	Jan 20, 2017
Instrument	3129

Lender

Name	PINI DARIO L TRUST (PT)
Address	PO BOX 4853, SANTA BARBARA, CA 93140-4853

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$635,781 (+2%) Land $339,085 Building $296,696
2025	$6,620.00 (+3.63%)	$623,316 (+4.04%) Land $332,437 Building $290,879
2023	$6,388.00 (+1.75%)	$599,114 Land $319,529 Building $279,585
2022	$6,278.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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